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poorcredit2010 wrote:Hello i need more adviceI just got off the phone with credit one bank and they have yet to increase my CL i did however just get approved for a orchard bank and looked and recieved a CLI already of 200 dollars !!yeah!! but okay , should i just do a balance transfer from the credit one card limit is only 200.00 and close it or sock draw it im not sure.. i don't want to lower my score any more My credit explanation says i have applied too too much credit but my goal as i said before is to get to a 630 any advice, also i wanted to get the HSBC cash and fly does anyone know the convert policy or how i can get this card without running my credit report.or the minimum score needed.
One more questions my long time goal is to get a walmart card because ijust had alittle one i wanted to only use for small stuff like diapers or a little outfit does any know the minimum score neededMIght want to have a mod move this to CC forum. If you do not want to lower your score, pump your brakes on applying to moer CC's. Do not close out your CC either as that will lower your score.