cancel
Showing results for 
Search instead for 
Did you mean: 

Help

tag
Greers
Established Member

Help

Penfed reward Visa. $ 5000 CL
•Walmart $5000 CL•
•JCPenny $4000 CL.•
•Care credit $1000- $ 4000 CL.•
•Old navy $200-$3500-$5000 CL.•
Best Buy $1000-$3000 CL
Capital one QS. $2750 CL
Pilgrims furniture $2500 CL.
•TJMAXX. $ 2500 CL•
FingerHut $ 2100 CL
Citi AADVANTAGE $2100 CL
Chase southwest $2000 CL
•AEO. $175-$2000 CL.•
Capital one QS. $500-$1800 CL
*Victoria secret $1500 CL*
•Amazon $ 1400 CL.•
Macy. $600 $1400 CL
*Express $1300 CL*
Barclay. $1300 CL
Capital one platinum AU. $1250
Discover $800-$500-$800 CL.
Khols $300-$700 CL.
Nordstrom $500 CL

Do I really need a marvel card. It's it crazy for me to want one
Message 1 of 11
10 REPLIES 10
B335is
Moderator Emeritus

Re: Help

Nobody can tell you definitively if you need the Marvel card. Many people in the world manage to get by without it.
Message 2 of 11
creditguy
Valued Contributor

Re: Help


@Greers wrote:
Penfed reward Visa. $ 5000 CL
•Walmart $5000 CL•
•JCPenny $4000 CL.•
•Care credit $1000- $ 4000 CL.•
•Old navy $200-$3500-$5000 CL.•
Best Buy $1000-$3000 CL
Capital one QS. $2750 CL
Pilgrims furniture $2500 CL.
•TJMAXX. $ 2500 CL•
FingerHut $ 2100 CL
Citi AADVANTAGE $2100 CL
Chase southwest $2000 CL
•AEO. $175-$2000 CL.•
Capital one QS. $500-$1800 CL
*Victoria secret $1500 CL*
•Amazon $ 1400 CL.•
Macy. $600 $1400 CL
*Express $1300 CL*
Barclay. $1300 CL
Capital one platinum AU. $1250
Discover $800-$500-$800 CL.
Khols $300-$700 CL.
Nordstrom $500 CL

Do I really need a marvel card. It's it crazy for me to want one

Is someone forcing you to apply for it? otherwise it's a free country, apply for it if you want it, if not, don't. My two cents would be to do some trimming before adding, youve got a lot cards that are all over the place. 

Message 3 of 11
Anonymous
Not applicable

Re: Help

I'll say it. No you don't NEED it.

Message 4 of 11
Anonymous
Not applicable

Re: Help

I have this thing where IF I bring in a new card, I have to get rid of a SD card. One in and one out to keep things managable. The card will report for 10yrs so I don't break a sweat by closing it. 

 

 

Message 5 of 11
Greers
Established Member

Re: Help

I planned on closing 2-3 a lot of them have 0 bal. I only have them to get discounts
Message 6 of 11
Anonymous
Not applicable

Re: Help

I'd say no.

Message 7 of 11
thummel
Established Contributor

Re: Help

There's a lot of store cards on your list. Do you really need all those? I would close a lot of them out if your not using them. Some I could understand like Amazon but you definetly don't need fingerhut.
Message 8 of 11
Kirmie2010
Established Contributor

Re: Help

Uhh yeah you need it, about as bad as I do! Smiley Happy  (not all of my cards are listed and all of their limits are wrong)

 

I tried, they told me no though, so I wont be getting that card!

 

But yeah, any new card that comes out thats gome some quirk or neat thing another card of mine does not have, gotta go for it! Smiley Happy

Message 9 of 11
RonM21
Valued Contributor

Re: Help

OP, I get where you were coming from, and took it as you being somewhat sarcastic with yourself, already knowing the answer. Admittedly you knew you had probably too many cards already but couldn't help yourself wanting another one due to your habit of apping.

Somehow you just have to get over the urge when needed. It's not easy, but obviously benefits you in the long run.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.