High Balance Question

[autofly]

Now that I am finally getting descent cards I want to close my Orchard secured card.  It has been open for 3 years with excellent payment history.  They will not allow me to changed to an unsecured card and now the AF is due.

Question~ my limit is $200.  High Balance shows $308.  Current Balance is $0.  Do I need to send them another deposit to up the CL above my high balance before I close it or should I just close it?  Does High Balance being above the credit limit have any affect on anything?

Auto

[Anonymous]

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autofly wrote:

Now that I am finally getting descent cards I want to close my Orchard secured card.  It has been open for 3 years with excellent payment history.  They will not allow me to changed to an unsecured card and now the AF is due.

Question~ my limit is $200.  High Balance shows $308.  Current Balance is $0.  Do I need to send them another deposit to up the CL above my high balance before I close it or should I just close it?  Does High Balance being above the credit limit have any affect on anything?

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The over limit only hurt you during the period it was over... It is not hurting you anymore.

Close the account and put the money back where it belongs.

Rob

[autofly]

Called, card closed.