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High limit, 0 % intro APR cards?

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Anonymous
Not applicable

Re: High limit, 0 % intro APR cards?


@Anonymous wrote:
Purchases. I just got my Platinum in November and it was only on balance transfers for the 0% APR.

Chase gave me $10K SL on Freedom and $19K SL on CSP (Now Upgraded to CSR) and although my file was thicker, my scores where nowhere near 800 when I was approved.  Each of those came with an intro 0% APR on new purchases for 15 months as I recall.  

Message 21 of 25
FinStar
Moderator Emeritus

Re: High limit, 0 % intro APR cards?


@Anonymous wrote:

@HeavenOhio wrote:

My concern about the Savor One in this instance would be earning only 1% on most of my purchases.


QS would be an option too, I just haven’t been seeing many DPs lately suggesting large SLs like I have for Savor and Savor One. I don’t think I’ve ever seen a $30K SL on a QS approval but I’ve seen it a few times on both Savor and Savor One. 

 

Still, 1% is better than 0% and if the main criteria is a large SL and long intro, the Savor One fits there. 


There's been some here and there from what I've seen.  A family member was approved for $30K late last year.  Of course, the latest and greatest CC flavor is Savor/SavorOne.  I was approved for 2 Capital One CCs several years ago (Venture & QS) back-to-back for $50K each, but that "ship" has long sailed.

Message 22 of 25
Anonymous
Not applicable

Re: High limit, 0 % intro APR cards?

Good to hear that they are still issuing large limits on the QS and not just their new darling Savor/Savor One cards. 

 

Obviously that’s a better general spend card for most people. 

Message 23 of 25
zerofire
Valued Contributor

Re: High limit, 0 % intro APR cards?

Since your husband has CC's already he should buy whatever he wants on those cards and earn rewards using them. Afterward open a BT card like the American Express Everyday, Bank of America Americard, or Chase Slate and do a no cost BT to that card earning the ability to hold at 0% for a while. BT cards do not ususally have rewards in any shape or form. The good BT cards like the ones I listed also have no BT fee for 60 days.

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Message 24 of 25
Anonymous
Not applicable

Re: High limit, 0 % intro APR cards?


@zerofire wrote:

Since your husband has CC's already he should buy whatever he wants on those cards and earn rewards using them. Afterward open a BT card like the American Express Everyday, Bank of America Americard, or Chase Slate and do a no cost BT to that card earning the ability to hold at 0% for a while. BT cards do not ususally have rewards in any shape or form. The good BT cards like the ones I listed also have no BT fee for 60 days.


what they said...👆🏾 but my play would be slightly different.

 

I love the Savor! Quickly became my ACE, but it is not worth the 3B HP for this purpose. Since there are already military affiliations, I'd purchase on existing cards, apply for the Navy Platinum 0%/12 month, and BT over. A $15K Navy Platinum is likely easier to obtain than a $15K Savor with somewhat bipolar Cap 1. Better APR, faster growth, and room for many other possibilities. 

 

Message 25 of 25
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