cancel
Showing results for 
Search instead for 
Did you mean: 

High limit credit card?

Highlighted
New Member

High limit credit card?

Ready to add a High limit credit card to the mix. What is out there right now that does not have some outrageous fee that I can get a 50k ish limit with?

 

score 820+

 

excellent income

37 REPLIES 37
Highlighted
Community Leader
Mega Contributor

Re: High limit credit card?

Need to know what you currently have, how long is your credit history, what you value most cb or travel, and maybe any miltary affiliation. Plenty of possibilties but to narrow it down, Johnny 5 Need InputSmiley Wink
Message 2 of 38
Highlighted
New Member

Re: High limit credit card?

Established credit history 15+ years.

no military affiliation.

Cash Back over Travel.

 

Currently have AMEX Gold NPSL - 40,000 POT

and 1 Credit Card from my Credit Union 10k limit bank max.

Message 3 of 38
Highlighted
Valued Contributor

Re: High limit credit card?


@blakec177 wrote:

Ready to add a High limit credit card to the mix. What is out there right now that does not have some outrageous fee that I can get a 50k ish limit with?

 

score 820+

 

excellent income

 

 

 

Paging @Mahraja... 

 

Paging @K-in-Boston...


 

BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 4 of 38
Highlighted
Super Contributor

Re: High limit credit card?

Does any of the AmEx revolvers interest you? Since you all ready have an account with them, it should be easier to get a decent starting limit. If not, they are known to grow.
Message 5 of 38
Highlighted
Community Leader
Mega Contributor

Re: High limit credit card?

Hey @JR_TX , let me help ya! @Mahraja @K-in-Boston Smiley Wink

Op, i do know a Cap One Venture card is known to give out high limits for many, ie 30k but ymmv. No military affiliation needed with Penfed but they might be an option with a 2% cb card. One caveat is they like to limit new members to10k for first 6 months.

Message 6 of 38
Highlighted
Moderator Emeritus

Re: High limit credit card?


@blakec177 wrote:

Established credit history 15+ years.

no military affiliation.

Cash Back over Travel.

 

Currently have AMEX Gold NPSL - 40,000 POT

and 1 Credit Card from my Credit Union 10k limit bank max.


Aside from AmEx Gold and the Credit Union card, do you have any other revolving history with CLs > or = $50K?   Chase can be generous if you're looking into some of their travel CCs, but they're not going to approve you with ...say, $40K out of the gate.   Similarly, CUs like UNFCU or First Tech can be some good prospects, for instance, but you may have to jump through some qualification and/or POI hoops.

Message 7 of 38
Highlighted
New Member

Re: High limit credit card?

Awesome thanks AverageJoe
Message 8 of 38
Highlighted
Community Leader
Super Contributor

Re: High limit credit card?


@blakec177 wrote:

Established credit history 15+ years.

no military affiliation.

Cash Back over Travel.

 

Currently have AMEX Gold NPSL - 40,000 POT

and 1 Credit Card from my Credit Union 10k limit bank max.


Hi and welcome to MyFICO

 

I would be surprised if there are any CCs out there that would give that kind of starting limit if one doesn't already have other CCs in place with similar limits. If you're saying you only have 2 CCs, I think this is going to be kind of difficult unless there are other CCs in your pocket with high limits during your 15-yr credit history.


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 9 of 38
Highlighted
Valued Contributor

Re: High limit credit card?

biz cards generally have the highest limits.  40-50 is easy on any of the Inks

Message 10 of 38
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.