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Highest possible credit line Amex BCP

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Ammer
New Contributor

Highest possible credit line Amex BCP

Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.
Amex BCP (65.000), CapOne Venture ($50.000), Chase Sapphire Reserve ($45.000), Citi Double Cash ($26.000), Wells Fargo Amex WorldPropel (25.000), Amex SPG (25.000), Barclay American Airlines (22.500), Citi AA (19.700), Chase Amazon (12.500), Apple Card (15.000) Chase Freedom (5.400), Chase Freedom Unlimited (3.000), CapOne Quicksilver ($5.000), Chase Ink Cash (10.000), Amex EveryDay (1.000),
Message 1 of 32
31 REPLIES 31
Creditaddict
Legendary Contributor

Re: Highest possible credit line Amex BCP


@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I thought Amex Credit Cards capped at either $100k or $250k... but I don't think I have ever seen even $100k here on myfico.

Message 2 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP


@Creditaddict wrote:

@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I thought Amex Credit Cards capped at either $100k or $250k... but I don't think I have ever seen even $100k here on myfico.


There was a guy a while back that had it to $99,000.  Let me see if I can find the thread.

Message 3 of 32
redpat
Senior Contributor

Re: Highest possible credit line Amex BCP

And that's not enough???????

 

Highly unlikely.

 

Personal Cards: Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BBP
Message 4 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP

$65K is a lot! Why would you need any more?!
Message 5 of 32
Credit_hawk
Established Contributor

Re: Highest possible credit line Amex BCP


@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I've now seen it on all on this forum. Why not just go for the gusto and ask for 1.9 million?

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 6 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP


@Credit_hawk wrote:

@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I've now seen it on all on this forum. Why not just go for the gusto and ask for 1.9 million?


I needed a good laugh tonight!  Smiley Very Happy

Message 7 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP


@Credit_hawk wrote:

@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I've now seen it on all on this forum. Why not just go for the gusto and ask for 1.9 million?


Why is this much different from the endless "must get CLI" "card must grow with me" posts we see all the time.   Most people have no real use for $20K cards but still request CLIs.   The same (bad IMO) arguments apply to this as to those.

Message 8 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP


@Ammer wrote:
Hey,
I got 65K on my BCP right now and I'm up for a 3x request. Is it possible to get that card to 195K ???
What is the highest credit line you've seen for the BCP so far? Income 250K overall credit lines at all lenders at 250K, all cards paid of every month.

I'm sure at the 250k point, they'll tell you if you want more, apply for a charge card. 

 

Any lender who would give you a 250k limit on a revolving credit card when your income is 250k wouldn't be the brightest, no matter what your credit score is. At least with the charge card, they'll know you'll pay it off in full, or else they'll close your card and send you to collections. 

Message 9 of 32
Anonymous
Not applicable

Re: Highest possible credit line Amex BCP

I agree with longtimelurker's post above.  The numbers are all relative.  If your salary is $50k a year and you have a $15k card that you wish was twice that at $30k, that's the same as the OP having a $75k card and wanting it to be $150k... your numbers are simply 1/5 of his.  There are people out there with number 1/5 of yours that feel the same way about you.

Message 10 of 32
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