So I came home today to FIFTEEN pre qualified to apply mailers from Citi.
The offers range from the Simplicity to the AA World MasterCard. I got 5 each for Thank You Preferred, Simplicity, and AA World.
I feel like Dumbledore is trying to tempt me out of the garden. It's a bit like that mail scene in the first HP movie!
They all have the same mailing date so I am guessing their system is glitchy.
So not that I'm itchy, BUT...are any of these worth adding to my profile? I have a 10k CSP, 7.5k Freedom, and assorted store cards that are all aging nicely. I recently got BCP for 11k, Barclay World for 7.5k, and Discover for 4k. I already have a Home Depot card backed by Citi for $7200. I have an Ink, too. I'm intrigued, though I don't really need it, and am not likely to app. I'm more worried about pushing my Barclay luck at this point, plus there is that Amex CLI in a couple of months. I also did NOT have any offers last I checked online, though that's a recent development. I don't have a lot of INQs, 1-3 on each. I could use the balance transfer for my Ink, so that's a thought.
Thoughts?!?
The offers range from the Simplicity to the AA World MasterCard. I got 5 each for Thank You Preferred, Simplicity, and AA World.
I feel like Dumbledore is trying to tempt me out of the garden. It's a bit like that mail scene in the first HP movie!
They all have the same mailing date so I am guessing their system is glitchy.
So not that I'm itchy, BUT...are any of these worth adding to my profile? I have a 10k CSP, 7.5k Freedom, and assorted store cards that are all aging nicely. I recently got BCP for 11k, Barclay World for 7.5k, and Discover for 4k. I already have a Home Depot card backed by Citi for $7200. I have an Ink, too. I'm intrigued, though I don't really need it, and am not likely to app. I'm more worried about pushing my Barclay luck at this point, plus there is that Amex CLI in a couple of months. I also did NOT have any offers last I checked online, though that's a recent development. I don't have a lot of INQs, 1-3 on each. I could use the balance transfer for my Ink, so that's a thought.
Thoughts?!?
wow! that's a lot of mail! 
lol
@LisaJ wrote:
So I came home today to FIFTEEN pre qualified to apply mailers from Citi.
The offers range from the Simplicity to the AA World MasterCard. I got 5 each for Thank You Preferred, Simplicity, and AA World.
I feel like Dumbledore is trying to tempt me out of the garden. It's a bit like that mail scene in the first HP movie!
They all have the same mailing date so I am guessing their system is glitchy.
So not that I'm itchy, BUT...are any of these worth adding to my profile? I have a 10k CSP, 7.5k Freedom, and assorted store cards that are all aging nicely. I recently got BCP for 11k, Barclay World for 7.5k, and Discover for 4k. I already have a Home Depot card backed by Citi for $7200. I have an Ink, too. I'm intrigued, though I don't really need it, and am not likely to app. I'm more worried about pushing my Barclay luck at this point, plus there is that Amex CLI in a couple of months. I also did NOT have any offers last I checked online, though that's a recent development. I don't have a lot of INQs, 1-3 on each. I could use the balance transfer for my Ink, so that's a thought.
Thoughts?!?
Would any of those cards benefit you?? If you have a goal in the garden I would stick to it if their isn't an offer worthy of stepping out (nice signing bonus).
Oops. Myjourney...fix me a drink in the garden. While I'm super tempted, the risk of losing the Barclay or not getting a nice Amex CLI is keeping me pretty grounded.
No super awesome signing bonuses, though I thought @enharu found a good one for TYP?
No super awesome signing bonuses, though I thought @enharu found a good one for TYP?
@Anonymous wrote:You already have plenty of cards IMO and they're great, prime cards too.
Citi has recently been mailing the crap out of me with Simplicity and Discover also sends me a preapproval about once a week (on top of the nonstop Discover ads I receive on the internet). Leave me alone, I don't want your card lol
You can opt-out if your not wanting pre approvals.... 
Is it wrong that I love getting them? It was a mighty long time with just the crickets achirpin' in my mailbox!
But I'm happy with what I've got. I was happy enough with just my Freedom and then my CSP, so for me it's a perspective thing. I'm actually worried about how I'm going to remember to rotate all of them for use. Lol!
If I app for anything before 2014, it will be more Amex, and only because of the CLI potential and backdating--they backdated my card to 1994!
But I'm happy with what I've got. I was happy enough with just my Freedom and then my CSP, so for me it's a perspective thing. I'm actually worried about how I'm going to remember to rotate all of them for use. Lol!
If I app for anything before 2014, it will be more Amex, and only because of the CLI potential and backdating--they backdated my card to 1994!
@LisaJ wrote:
Is it wrong that I love getting them? It was a mighty long time with just the crickets achirpin' in my mailbox!
But I'm happy with what I've got. I was happy enough with just my Freedom and then my CSP, so for me it's a perspective thing. I'm actually worried about how I'm going to remember to rotate all of them for use. Lol!
If I app for anything before 2014, it will be more Amex, and only because of the CLI potential and backdating--they backdated my card to 1994!
Assign a recurring charge to each and autopay.