Hooray! Unrequested Citi CLI.

[Anonymous]

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@Anonymous wrote:
Syl how long have you had your card again? I forgot.

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Jaybee, I received the Cash Returns card on 03/05/08, and the Diamond Preferred on 03/10/08.

[Anonymous]

Oh ok you have 2. Cool I have the DP and I love it. I just bought a pair of shoes from Saks with my rewards!

[creditwatcher]

Hey!  You made me go look and I got one too!  sweet!!  They denied my request in December...

[Anonymous]

I think mine comes out to a 25 percent CLI, which isn't too shabby considering everyone says it takes a hard inquiry to get anything.

Hell, I tried for one on activation and they told me I had to wait 6 months. This one came on the third statement.

[Anonymous]

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@Anonymous wrote:
Oh ok you have 2. Cool I have the DP and I love it. I just bought a pair of shoes from Saks with my rewards!

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Jaybee, funny you should mention that! I've had that card for a month and a half, and got my statement from them last week. I looked carefully at the stmt. and it said I have $33.51 in "Extra Cash transferred to your Extra Cash from Citi account"

I almost fainted! I'll tell you how silly I am...I didn't even realize it was a rewards card! I mean,I LOVE the 0%APR on purchases, but to get free money on top of it?? Incredible. And I've only put $487.98 on the card....until today.

Had it for a month and a half and I didn't know I had that benefit. Duh. happy birthday to meeeeeeeeee.

I love Citi!

[Anonymous]

I do not have that card. I have the Diamond Preferred with Thank You Rewards. Hmmmm... I might have to check that out.

[Anonymous]

Sorry if I missed it earlier, I'm really, really sick today.

Do you have the Dividend card Syl?

[Anonymous]

Ok, ok. I got all happy over nothing.

I've just researched this 'Extra Cash' thing. It's not what I thought it was. You accumulate the 'extra cash' on your account, but it has no dollar value. It is the equivalent of discounts on a variety of things found only on the "Extra Cash" website:

extracash.citi.com

My card is only the Diamond Preferred card...NOT the D.P. Thank You Rewards card.

Sorry for the false alarm.

Message Edited by Sylviatob on 04-25-2008 04:55 PM

[Red1Blue]

Congrats....

[Anonymous]

Congrats--pure credit hotness!

Citi's fantastic.

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FretlessMayhem wrote:
My third statement cut today, though I have only had the card since about February. For some reason, my first statement cut within a week of activating the card.

Anyhow, I took this card up on its 15 months 0.0APR on BTs and transfered all balances on my other accounts. This put me at $2600 util on $6000, and my EQ FICO took a 13 point drop.

I logged in today and my new CL is $7500. They also cut my interest rate on purchases from 15.99 percent to 13.24 percent. Not too shabby.

This should report now as $2450 util on $7500, which by my calculations is 32 percent, down from 43 percent util on the last statement, so I'm hoping they give back some of those points. It's the only credit account I have a balance on (not counting Amex Green).

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