Hooters CLI!!!!

[Kris1228]

Hey all

I was just about to make my payment for 127.00, and saw my limit is now 3300.00 which is nowmy highest limit on any card.. It was 2900.00 before the limit increase. This card started in Jan 2008 with an initial line of 1000.00 so it has grown some.. i havent really used it much at all since paying my large balance in Feb of around 2500.00 ish,  so im surprised!

[John060675]

Congratulations on the CLI.  It looks as if they are showing you some good love.

[scottwagnon]

thats great. this sort of answers my question. what is you annual fee? what is you purchase apr? my credit limit is 3200 at 16.45% purchase apr, no annual fee.

[Kris1228]

My interest rate is pretty high, over 20% and annual fee 72, billed at 6.00 each month. Hoping once a couple things drop off my reports to close this card and get a good visa with rewards. But I got it a year or 2 after rebuilding so the terms aren't great but the limit is now my highest.

[Anonymous]

I noted this a while back...Hooters is the most generous of all of my cards.  They currently sit just behind my credit union, but they started at $1500 and have steadily increased over time as I pay them.  They know I'm good for it which is why I keep them.  Aside from HSBC and Citi they are also my oldest tradeline, which is why I keep them open primarly, but they've also been good to me.  No complaints about the card whatsoever.  Rate is high but who cares.

[scottwagnon]

i think there was one person on here that had a credit limit higher than 3200 with 16.45% purchase apr and no annual fee. not sure though.