Hooters Card

[Anonymous]

My husband has a score of 633.  We just got discharged from bk last month, but he has high utilzation on some other cards.  He applied for Hooters card, but got 7-10 day message.  Should I assume this is a denial?  Do they tell you online if you are approved and what your credit line is, or do you have to wait and see?

[Tuscani]

Hooters does not do instant approvals.

[Anonymous]

Call and find out. That's how i found out that i was approved.

[Anonymous]

I was approved instantly online. I don't know my limit yet and I believe they used Transunion.

[Tuscani]

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LadyFICO wrote:

I was approved instantly online. I don't know my limit yet and I believe they used Transunion.

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Really?? You are the first to ever report an instant approval. Maybe they updated their system.

[Anonymous]

I got the 7 to 10 day as well. Just call and they'll get any additional info they need and give you an answer. In my case it was just address verification. I faxed in a utility bill with my address and that was it.

[Anonymous]

I got an instant approval too...

[Anonymous]

i decided to get a few more cc's since i have a lot of inquiries this week anyway, and i was approved instantly by hooters too.  no cl stated, but instantly approved nonetheless.

[Anonymous]

I was also approved online instantly. Received my card 8 days after applying.

[Anonymous]

I decided to apply for the Carnival Sea Miles today and was approved instantly online for that card too.

Message Edited by onmyway3161 on 06-17-2007 05:00 PM