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How Best to ask for CLI at Activation...? Tips, please!

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Scamp
Valued Contributor

How Best to ask for CLI at Activation...? Tips, please!



Message Edited by scapegrace13 on 04-24-2008 04:13 PM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: How Best to ask for CLI at Activation...? Tips, please!



scapegrace13 wrote:
Having found out I actually was approved for a BofA BankAmericard Rewards Visa yesterday, with only a $1,500 initial CL, I'd appreciate any tips from the recon/CLI request pros on what I say when I get the card and call to see about a CLI at activation. 
 
I don't really know the best approach to take when asking for it, and I suspect I sound too timid or don't say quite the right things, or something.  What do you say?  And are you calling and talking to someone at the activation number, or usually one of the other numbers such as for the Credit Analysts...?
 
Any tips/advice on this would be much appreciated.  Thanks, everyone! 
 


I second the request.  Smiley Happy
 
Sovi
Message 2 of 9
Creditaddict
Legendary Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!

Credit Analyst.
I would just say, you just got this card but you were thinking you deserved a higher credit line than what was given and you wanted to see if it could be reviewed for higher.
Message 3 of 9
Scamp
Valued Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!



Creditaddict wrote:
Credit Analyst.
I would just say, you just got this card but you were thinking you deserved a higher credit line than what was given and you wanted to see if it could be reviewed for higher.


Thanks, C.A.  Simplest might be best! Smiley Happy
 
Anyone else...?
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 4 of 9
jaxstraw
Valued Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!

I just did this with BofA yesterday. I called the backdoor # , not the activation #, and said
' Hi, I just received my card in the mail and I'm so pleased. Before I call the activation # I just want to see if the CL that was issued electronically is the definitive amount I could receive before talking to customer representative. If you wouldn't mind taking the time do you think you could take a minute and check for me. Thanks."
After being put on hold I went from 3000CL to 5000CL
Hope this helps . Good luck

Jax
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 5 of 9
Scamp
Valued Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!


 


Message Edited by scapegrace13 on 04-24-2008 04:14 PM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 6 of 9
unknown_entity
Established Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!

You could say you have some BT's that you want to put on the card and could use the extra TL for that.  Smiley Indifferent..just a thought...lol
07/26/2007 TU-688
EQ-656
EX-649
Message 7 of 9
Scamp
Valued Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!


 


Message Edited by scapegrace13 on 04-24-2008 04:14 PM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 8 of 9
Marvintran
Regular Contributor

Re: How Best to ask for CLI at Activation...? Tips, please!

This works for my nordstroms sig. I told them I want to keep all my credit line competitive and see if
 
they can match my highest TL and it works. She also upgrade it from regular visa to Sig.
 
GL
Message 9 of 9
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