@ThomasJNewton wrote:
@SUPERSQUID wrote:I guess im old school, i just wait the extra day or so until all the pending charges post. It makes life easy, no stress.
I guess to each his own but in my case i avoid the angst, whats a day or two? I usually pay well in advance of the due date.
Cannot wait until charges post if one wants to make sure that one has a zero balance when the card reports. As I noted, the charges were mistakenly charged by Hyatt, and although refunded, there was (and still it) no way of knowing if the refund would hit before the charges post.
That's why as I said, try to avoid using the card for 3-4 days prior to statement cut to ensure no new charges post. If it's a one off, I understand, but if not, then that should help.
@ThomasJNewton wrote:
@OmarGB9 wrote:That's why as I said, try to avoid using the card for 3-4 days prior to statement cut to ensure no new charges post. If it's a one off, I understand, but if not, then that should help.
He only has two cards that he uses right now and they both close on the same day (or sometimes a day apart), so just not using them is not really an option. Instead, about 5 days before he pushes a payment and then spends against that. However, this time the problem was that the reservation held against the card, was actually charged against the card something they were not supposed to do (and have not done before). When he noticed that, he talked to the Hyatt people, they apologized and refunded the charge. Unfortunately, he did not know when it would post and so needed to push another payment. Now he will just spend down the card and be fine for a bit.
He is planning to get an Apple Card pretty soon and will make that close at a different time.
You can move your due dates, which I believe would also move your statement dates.