I need to double check the math but I should be under 5/24 at this point and I am looking to pick up a travel card with great SUB. Anything exciting currently out there? I have a CSP that is a year and a half old so I can't do sapphire cards.
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@red259 wrote:I need to double check the math but I should be under 5/24 at this point and I am looking to pick up a travel card with great SUB. Anything exciting currently out there? I have a CSP that is a year and a half old so I can't do sapphire cards.
The Citi Premier card is temporarily offering an 80k Thank You Points SUB, which I consider exciting for such a quality card. That's worth at least $800, and could be worth significantly more for travel. And the annual fee on the card is only $95.
@SouthJamaica wrote:
@red259 wrote:I need to double check the math but I should be under 5/24 at this point and I am looking to pick up a travel card with great SUB. Anything exciting currently out there? I have a CSP that is a year and a half old so I can't do sapphire cards.
The Citi Premier card is temporarily offering an 80k Thank You Points SUB, which I consider exciting for such a quality card. That's worth at least $800, and could be worth significantly more for travel. And the annual fee on the card is only $95.
hmm I just checked my old citi card and I was approved for the premier card two years ago to this exact day. So at a minimum I will have to wait a few months until it has been two years since I earned the bonus. I product changed the citi premier card into a citi rewards+ a year ago card so I don't think doing that reset the clock? Will have to look for a different card to app for in the meantime. Was gonna pick up another chase ink card but the 15k spend in three months is just too steep. I think amex is offering to upgrade my gold card to a plat card and give me 100k points for 6k spend in six months. It is tempting but I already have a personal plat card and that AF won't hit for another six months. Gotta crunch the numbers but probably kinda hard to maximize the benefits to offset the AFs on two of those cards, especially when I have the Venture X card.
@CreditCuriosity wrote:Premier is hit and miss.. know ppl 2/24 denied while others more approved.. Citi is sketchy but nothing ventured not lost.
I'm not worried about being denied a citi card I have had many citi cards over the years without issue. I'm only concerned about the bonus clock.
Citi doesn't really care about 5/24. That's just a Chase thing. If you already have a CSP then you may want to look into fleshing out your UR points earning with the Freedom Flex or Unlimited. If you already have those you could look into cobranded cards like Hyatt, IHG, or Southwest. Which of those is most useful to you really depends on how and where you travel.
Citi Premier will approve if you're 24 months from previous approval. I get mine every two years like clockwork.
However, I do not do product changes during the interval. If it's only been one year since you PC'd to a Rewards+ you may need to wait another year. I've heard it doesn't reset the clock as long as the card number doesn't change, but I don't know that firsthand.
@MrDisco99 wrote:Citi doesn't really care about 5/24. That's just a Chase thing. If you already have a CSP then you may want to look into fleshing out your UR points earning with the Freedom Flex or Unlimited. If you already have those you could look into cobranded cards like Hyatt, IHG, or Southwest. Which of those is most useful to you really depends on how and where you travel.
Citi Premier will approve if you're 24 months from previous approval. I get mine every two years like clockwork.
However, I do not do product changes during the interval. If it's only been one year since you PC'd to a Rewards+ you may need to wait another year. I've heard it doesn't reset the clock as long as the card number doesn't change, but I don't know that firsthand.
Is the citi bonus clock just a citi thing?
@Blender wrote:
@MrDisco99 wrote:Citi doesn't really care about 5/24. That's just a Chase thing. If you already have a CSP then you may want to look into fleshing out your UR points earning with the Freedom Flex or Unlimited. If you already have those you could look into cobranded cards like Hyatt, IHG, or Southwest. Which of those is most useful to you really depends on how and where you travel.
Citi Premier will approve if you're 24 months from previous approval. I get mine every two years like clockwork.
However, I do not do product changes during the interval. If it's only been one year since you PC'd to a Rewards+ you may need to wait another year. I've heard it doesn't reset the clock as long as the card number doesn't change, but I don't know that firsthand.
Is the citi bonus clock just a citi thing?
Every bank has their own rules. The 24-month clock for Citi cards is a Citi thing, but other banks may or may not have similar rules. Bank of America just started enforcing a 24-month rule on their cards. Most Chase cards have a 24-month rule, but their Sapphire cards have a 48-month rule. Amex cards have a lifetime rule.
Read the fine print.
@MrDisco99 wrote:Citi doesn't really care about 5/24. That's just a Chase thing. If you already have a CSP then you may want to look into fleshing out your UR points earning with the Freedom Flex or Unlimited. If you already have those you could look into cobranded cards like Hyatt, IHG, or Southwest. Which of those is most useful to you really depends on how and where you travel.
Citi Premier will approve if you're 24 months from previous approval. I get mine every two years like clockwork.
However, I do not do product changes during the interval. If it's only been one year since you PC'd to a Rewards+ you may need to wait another year. I've heard it doesn't reset the clock as long as the card number doesn't change, but I don't know that firsthand.
I'm definetly full on freedom cards. I currently have a hyatt card. Its over two years old but I keep it for whatever reason. I could close it and reapply for a new hyatt card but the SUB looks like crap and I still have till Jan when my AF is due. I have a united quest card that the AF just hit on. I'm not sure if I will keep it or not. Gotta crunch the numbers to see if it is worth it. Do all chase united cards share the same bonus lockout? I see that chase now has an aeroplan credit card. I might need to take a closer look at that program and card.