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How Long GE Apps Remain in System?

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jennylocha
Regular Contributor

Re: How Long GE Apps Remain in System?


@Anonymous wrote:

my creditkarma score is 638 AND all i do is apply to see if i get the 5 to 7 days massege and call backdoor # and talk to them with GE if you get a ref # just call the credit underwriter and talk to them

CREDIT CARD SUMMARY Updated Jan 08, 2013

Expand Total Credit Card Balances $7,460

Expand Credit Card Limits $35,625

AMEX $15,000

CAP ONE $2,500

DISCOVER FIN $1,200

CAP ONE $2,000

CHASE $1,000

CHASE $500

TARGET $700

GECRB/WALMAR $1,500

KOHLS/CAPONE $300

GECRB/HDFURN $1,000

GECRB/OLDNAV $1,500

CHLD/CBNA $325

BRCLYSBANKDE $500

GECRB/AMAZON $700

CAP ONE $500

JENAPO LBRTY $1,000

CAP ONE $300

CAP ONE $750

CB/EXPRESS $1,150

GECRB/CHEVRO $500

GECRB/SMRTCN $300

GECRB/TYDC $1,400

JENAPO LBRTY $1,000

Search for new credit card options Expand Credit Card Utilization Rate 21%

 

new credit as of 01/06/2013 GAP VISA $1200 CHEVROM VISA $1800 DISCOVER IT $ 1700 AMEX DELTA SKYMILES $5000.

 

AUTO LOAN SUMMARY
Updated Jan 08, 2013
Total Auto Loan Balances $25,829

 

Auto Lease - KIA MTR FIN $16,110

Auto Lease - AMER HONDA $9,719

 

Total Personal & Other Loan Balances

Personal Loan - ONEMAIN FI $5,193

 



Open Credit Utilization 22%

On-Time Payments 100%

Credit Inquiries 28


Good lord! How many Cap One cards do you have? I thought there was a limit with their cards!

 

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Message 11 of 13
Anonymous
Not applicable

Re: How Long GE Apps Remain in System?

@JENNYLOCHA  all of the cap one where HSBC, KOHLS, BESTBUY AND SOME OTHER COMPANY SO THEY SHOW UP AS CAPONE ON CREDIT REPORT

Message 12 of 13
YoungMoney06
Frequent Contributor

Re: How Long GE Apps Remain in System?

My main reason for applying is for utilization purposes. Having only $1.2k as a credit limit is hard to maintain a balance with. Even then, ageing one account would be defating the purpose of having 2-3, right?

My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 13 of 13
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