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I requested CLI on 11/9/2019 & was increased from $1,000 to $3,000 with a 686 credit score. The 2 derogatory accounts dragging down my score finally fell off & my score is now 731. My utilization on this card is currently 3% & total utilization across all cards is 16%. With the impact of COVID-19, my credit utilization is only going to get worse in the coming months & I'd like to increase my limits while I still can. I read online that you should only request CLI from AMEX every 6 months which would put me at 5/9/2020. From your experience, is the 6 month wait time a concrete rule or should I request now while my balance on this card is still low and my utilization is as low as it's going to get for a while?
Thanks in advance,
Kimberly
It's 6 months pretty concrete on that .
As concrete as it gets
Okay good enough. Thanks for the clarity so quickly.
Kimberly
I will add to the concrete comments, solid concrete with rebar even.
^^^ c u in 3x CLI approvals next month!