How Many AMEX Cards Do You Have

[Anonymous]

I only have one (Jetblue) dating back to 2005.  I actually just applied for the Blue Everyday card today, because I'm going to ditch the Jetblue card (rewards don't warrant the $40 fee for me).  Much to my surprise, I was given the '14 day' hold instead of being instantly approved.  Are they getting stricter?  My scores are all between 790-810 and I don't have a single late payment on my history - I thought I'd be instantly accepted.

[Anonymous]

I think the 14 day thing is different from the 7-10 day. I just got the 14 day on the Blue Cash Preferred and was approved 2 days later. I couldnt find much on the internet, but most of what I found was that 14 days = approved and 7-10 days = declined.

[DI]

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@Anonymous wrote:

I only have one (Jetblue) dating back to 2005.  I actually just applied for the Blue Everyday card today, because I'm going to ditch the Jetblue card (rewards don't warrant the $40 fee for me).  Much to my surprise, I was given the '14 day' hold instead of being instantly approved.  Are they getting stricter?  My scores are all between 790-810 and I don't have a single late payment on my history - I thought I'd be instantly accepted.

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They may just want to verify your address.  I got the 14 day notice during my last app.  It was because on one app, I used my physical address, and the other app I used my PO Box. 

[addicted_to_credit]

3 reporting 2000

[Anonymous]

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@DI wrote:

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@Anonymous wrote:

I only have one (Jetblue) dating back to 2005.  I actually just applied for the Blue Everyday card today, because I'm going to ditch the Jetblue card (rewards don't warrant the $40 fee for me).  Much to my surprise, I was given the '14 day' hold instead of being instantly approved.  Are they getting stricter?  My scores are all between 790-810 and I don't have a single late payment on my history - I thought I'd be instantly accepted.

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They may just want to verify your address.  I got the 14 day notice during my last app.  It was because on one app, I used my physical address, and the other app I used my PO Box. 

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The X day messages are not a kiss of death with Amex. Usually, they seem to appear when they want to confirm something or their system can't produce an answer in the 60 seconds they promise.

I have gotten the X day messages on CLIs, and when i used the online application status tool had an answer 5 minutes later.

Neither DW nor I have ever received a decline from them -- though they might have counter offered one DW's CLI requests.

[Scuba]

Thanks Walk K, I will try calling AMEX with that cryptic #  from my Experian CR and will let you know what I find.

[Walt_K]

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@Scuba wrote:

Thanks Walk K, I will try calling AMEX with that cryptic #  from my Experian CR and will let you know what I find.

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If they tell you they can't do anything with that number, ask them to open an investigation.  I was told by the CSR that the number was not any kind of Amex number, but I asked him to take it down and see if he could locate my account.  I also sent a message through the secure message system.  A couple days later, they had my card backdated.  I hope it works out for you.

[clocktick]

I have 3 right now but am closing one in January or February.

My last app wasn't instantly approved and I got the same message, however, they did end up approving it a few days later.

[clownfico]

(2) Platinum & Zync.

[anderl]

I have 5 - (3 Charge, 2 Revolvers) from 1995.