How Many Synchrony Cards Is Too Many?

[Anonymous]

You give me hope pizza... thank you! Do you mind if I ask your stats at the time of your Care Credit approval?

[Anonymous]

Wow @codypendant! You also give me hope. I have 10 INQ'S on TU but only 3 recent. I have 100% on time payments but low AAoA.

[Anonymous]

Shoot high with your request; They will counter.

[CreditMagic7]

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@Anonymous wrote:

Shoot high with your request; They will counter.

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+1

[Anonymous]

Okay! Do you know if I app tonight if I will be able to use it tomorrow or will I have to wait? Also, what if I ask high on the app but that's a no go... will they counter what they'll approve me for?

[Anonymous]

My AAoA is the minimum (I think it is 1 year for FICO calculations). CK has me at 3 months AAoA.

[pizza1]

Shoot... My stats...lets see at the time, BK7 from 2013, 19 derogs that were IIB showing, TU 650, 5 other synch accts in good standing, inquires I think 23?? Maybe more.. Lol..

[Anonymous]

I originally only asked for 8k. Instantly approved. 48 hours after approval, I called the automated system and asked for a 20k CLI. The system said the max CLI I was eligible for was 6k. So now I have 14k. If you shoot really high like I did, then the system will give you the max you are able to receive from them.

[chalupaman]

I've never had any issue getting approved for more Sync Bank cards. My most recent one has been Care Credit and that was two months after getting my $5k Ebates Visa and those $2k CLIs on my other two.

[pizza1]

They should counter... And you should be able to use tomorrow. In the app there's a section I believe that it ask "do you already have a place in mind to use?", you could put it down on the app so the know you're serious. Just make sure the place you're going to accepts care credit first! You can find out on the care credit site good luck!!