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How Soon For CLI With CITI Thank You Card?

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Gladius
Frequent Contributor

How Soon For CLI With CITI Thank You Card?

How soon can I ask for a CLI or when do they do automatic CLIs?  Thanks in advance.

Message 1 of 13
12 REPLIES 12
CribDuchess
Established Contributor

Re: How Soon For CLI With CITI Thank You Card?

Generally, you are eligible to request a CLI using the luv button every six months on a card issued by Citi, and usually it's a soft-pull (YMMV of course).  Others have posted here that they were able to increase their initial limit by calling Citi once they received their new card in the mail.  Again, YMMV.

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 2 of 13
Gladius
Frequent Contributor

Re: How Soon For CLI With CITI Thank You Card?

Excuse my ignorance, but what does "YMMV" mean?

Message 3 of 13
trumpet-205
Valued Contributor

Re: How Soon For CLI With CITI Thank You Card?

Your mileage may vary, a metaphor.

Message 4 of 13
CribDuchess
Established Contributor

Re: How Soon For CLI With CITI Thank You Card?


@Gladius wrote:

Excuse my ignorance, but what does "YMMV" mean?


Your mileage may vary.  Sorry about the abbreviations - we use a lot of them around here!  There is a sticky (thread) containing all of the commonly used abbreviations.

 

http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458

 

 

trumpet beat me to it!  Smiley Happy

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 5 of 13
Closingracer99
Valued Contributor

Re: How Soon For CLI With CITI Thank You Card?

I applied for my TYP card in late June ... Err June 22nd I think and asked for a CLI with a HP in August and got approved. Now if you want it to be a SP I would say just wait 6 months 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 6 of 13
TrueGeminiNC
Frequent Contributor

Re: How Soon For CLI With CITI Thank You Card?

I recently received a credit line increase with a SP via the LUV button a few weeks ago on my TY Premier card.  I have since converted the TY Premier to a Prestige card.  

 

Does anyone know if I will be able to request another CLI once I receive the Prestige card considering it is a new product type?  Or, do you think I will still have to wait the 6 months from the time I received the CLI on the TY Premier card?

 

Message 7 of 13
Gladius
Frequent Contributor

Re: How Soon For CLI With CITI Thank You Card?

Just a follow-up.  I asked for a CLI today and she gladly raised it from $3800 to $10000.  Thanks Citi!

Message 8 of 13
AvadaKedavra
Established Contributor

Re: How Soon For CLI With CITI Thank You Card?


@Gladius wrote:

Just a follow-up.  I asked for a CLI today and she gladly raised it from $3800 to $10000.  Thanks Citi!


Gladius, congrats! If you don't mind me asking, how long did you have the card before you got the CLI? Was it a SP or HP?

Message 9 of 13
Gladius
Frequent Contributor

Re: How Soon For CLI With CITI Thank You Card?

I assume it was a hard pull (didn't ask).  Had the card for about 2 weeks.

Message 10 of 13
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