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I have been helping my friend with her credit and she added me as an AU on all her tradelines since her scores are in the 720s. I wanted to know how long will it take to report on my credit file. I am rebuilding. Which one will report and which one will not. Only person that ask for my social was Cap1, does it matter that they don’t have my social number?
Here it goes, I am an Au on the following credit cards
Cap1 $500
Chase Amazon $1000
Discover It $1500
Barclay $700
Walmart $700
Since I am an AU, when my scores are better can I app for these cards? That’s my goal. What should I say when I do app for these cards?
@JMills wrote:I have been helping my friend with her credit and she added me as an AU on all her tradelines since her scores are in the 720s. I wanted to know how long will it take to report on my credit file. I am rebuilding. Which one will report and which one will not. Only person that ask for my social was Cap1, does it matter that they don’t have my social number?
Here is goes, I am an Au on the following
Cap1 $500
Chase Amazon $1000
Discover It $1500
Barclay $700
Walmart $700
Since I am an AU, when my scores are better can I app for these cards? That’s my goal. What should I say when I do app for these cards?
Good morning to you! I am familiar with the Capital One and Barclay AU parts. I put both my friend (trying to help his credit start out) and my girlfriend on both cards (did NOT give them actual cards!). They both started having the accounts report on their CR within a month. Barclays did it without the social and still reported. Now this timeline may vary, but this was the timelime for them. It shows on their status as an authorized user on the CR. I hope this helps!
I've done it with a Cap1 platinum. The trade line was on their report with full history pretty quick.. two weeks i think..
Thank You, I really like to get my foot in the door with all creditors and one day after gardening I can app with confidence and know I will get approve. She is aiming for Amex next but I told her to not app for awhile