How are your Inquiries looking?

Duncanrr · ‎09-25-2012

Curious how others inquiries are looking. Here are mine (I'm not including any inquiry that is more than a year old):

4 - TU, 7 EQ and 4 EX (total 15 inquiries)

Come March 2013 I'll be 4 TU, 6 EQ and 3 EX

Come June 2013 I'll be 2 TU, 4 EQ and 2 EX. (Target for refi) (total 8 inquiries)

Edit: Oh and I hate the fact that 3/15 inquiries or 20% of my total are all due to me acquiring a Cap1 secured card.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

CruzImperial · ‎09-25-2012

from this year:

ex 2 amex and bofa

eq - 1 citi

tu- 4 walmart, brandsmart, lowes, barclay

Education44 · ‎09-25-2012

I have one for each of the credit bureaus that will fall off at the end of December.

Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760
NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge

calihlove75 · ‎09-25-2012

TU- 9

EX- 3

EQ-2

14 total!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

Shogun · ‎09-25-2012

EQ = 0

TU = 0

EX = 2

Yup... That's how it's looking

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Duncanrr · ‎09-25-2012

@Shogun wrote:
EQ = 0

TU = 0

EX = 2

Yup... That's how it's looking

And here you are, encouraging me to app when you are so app deprived. I think someone is due for an app spree !

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

calihlove75 · ‎09-25-2012

@Duncanrr wrote:
Curious how others inquiries are looking. Here are mine (I'm not including any inquiry that is more than a year old):

4 - TU, 7 EQ and 4 EX (total 15 inquiries)

Come March 2013 I'll be 4 TU, 6 EQ and 3 EX
Come June 2013 I'll be 2 TU, 4 EQ and 2 EX. (Target for refi) (total 8 inquiries)

Edit: Oh and I hate the fact that 3/15 inquiries or 20% of my total are all due to me acquiring a Cap1 secured card.

I am in the same boat, except it was HSBC (now Cap 1) I have 3 ...all on my TU (yes same credit bureau) from them over same card. I gave up disputing it.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

bbb3601 · ‎09-25-2012

When i think about my inquiries I hear.....I can see for miles and miles and miles and miles..................and miles!!!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.

LS2982 · ‎09-25-2012

EX: 13

EQ: 6

TU: 7

Will be ZERO next year after I stay true to my garden!!!!

EQ FICO 548 3/3/16

Anonymous · ‎09-25-2012

@LS2982 wrote:
EX: 13
EQ: 6
TU: 7

Will be ZERO next year after I stay true to my garden!!!!

we'll support you while you are at the garden!!