How bad is Citi about number of inquiries?

[mongstradamus]

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@Anonymous wrote:

Now that I have the US Airways card I want the AAAdvantage card from Citi so the points can be combined later on.  I have like 7 inqs on EQ now

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are they 100% eq pull if that were the case i would get it but i am afraid they would pull ex then i would be sad lol. EQ only has 3 HP and haven't had an HP since sept of 2013. Its my highest score by far but am afraid they would pull ex that has double digit HP :-(

[Anonymous]

Didnt matter for me..

[14Fiesta]

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@Anonymous wrote:
Didnt matter for me..

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How long since your last app?

[Anonymous]

EQ wouldn't be good for me either as my EQ score is still yucky.

[Anonymous]

@14, a week ago... Lol Barclays US Airways.

[jim44]

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@emptypockets wrote:

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@Anonymous wrote:

Now that I have the US Airways card I want the AAAdvantage card from Citi so the points can be combined later on.  I have like 7 inqs on EQ now

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You say you INQ's are on EQ, they usually pull EX anyway. I hear they are INQ sensitive, but I think they don't really care. If they want to give you the card, they will. I was approved for my last 2 Citi cards with 8 and 9 INQ's on EX.

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+1 Just MO but I think too many inquires is an excuse to deny.  I've been approved by Citi before including CLIs with more than 8 Inqs.  Like EP wrote if Citi wants to give you the card, they will.

[14Fiesta]

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@Anonymous wrote:
@Anonymous, a week ago...LolBarclays US Airways.

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LOL Sounds like you have some planting to do if you want that Double Cash. 

[Anam]

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@Membersince2013 wrote:
Citi is notoriously ANNOYING with their INQ expectations. With anything more than 5-6, be prepared to get declined for having too many INQS. Funny thing is that they also ADD their INQ to it too. I remember calling them when I have 10 INQ and I was told that I have too many. I told the lady that 3 of those INQ were a result of me asking for a CLI for the past 6 months. She then proceeded to tell me that CITI won't count "CITI INQS" then I asked why she told me I had 10 INQ instead of 7 lol. ALSO, YMMV, so you can try if you want.

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Absolutely that. I definately had more than 10 inqs  and yet got instantly approved for 2 different citi cards (only waited a few days inbetween the applications).The second card was only approved with a 2000 dollar limit. But still it was an instant approval so I felt like it wasn't borderline yet. This brought my citi card count to three. Then some months later I applied for the Citi Prestige card and got that as well this time with a 9000 limit. And inbetween the Citi applications I got 5 other cards and asked for a CLI elsewhere.

Very much YMMV. In my case they didn't care about the inqs at all.

[Anonymous]

Funny topic! Apped for the DC back in Sept and was approved with an insultingly low CL. Tried to recon but was denied a CLI due to too many inqs.

Now in Nov I apped for the TYP and was approved with a CL a little higher than on the DC. Dont need a higher CL on this as I only want it for the SUB. However, asked for CLI on the DC again and was denied a CLI due to too many inqs again.

Seems like they have no problem giving you another card but CLI on an existing account is a big issue...

[Anonymous]

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@Anonymous wrote:
Funny topic! Apped for the DC back in Sept and was approved with an insultingly low CL. Tried to recon but was denied a CLI due to too many inqs.

Now in Nov I apped for the TYP and was approved with a CL a little higher than on the DC. Dont need a higher CL on this as I only want it for the SUB. However, asked for CLI on the DC again and was denied a CLI due to too many inqs again.

Seems like they have no problem giving you another card but CLI on an existing account is a big issue...

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I'm going to give them another look this next summer. Doublecash and Citi AA.