Dude I have been researching alternative banks for a while now. I have both personal checking and business checking and a restricted savings account (brothers life insurance) for my nephews with BofA. I'm currently working on re-establishing a relationship with NFCU. I burned them back in a 2019 bankruptcy but has since made them whole and waiting on the security department to make a decision. I have a car loan with PennFed but their website interface is 90's lol so I'll passed on them.
@Horseshoez wrote:
From my admittedly biased perspective, there is one tiny silver lining to your situation, you are now rid of BofA from a credit perspective; if you have any deposit accounts with them then in your shoes I'd move them to NFCU and close the rest of your BofA accounts. One of the happiest days of my life was when I finally said good riddance to them back in 2020, and I haven't missed my relationship with them for even a second since.
@sexymommee wrote:Dude I have been researching alternative banks for a while now. I have both personal checking and business checking and a restricted savings account (brothers life insurance) for my nephews with BofA. I'm currently working on re-establishing a relationship with NFCU. I burned them back in a 2019 bankruptcy but has since made them whole and waiting on the security department to make a decision. I have a car loan with PennFed but their website interface is 90's lol so I'll passed on them.
Yeesh, you're in at BofA about as deep as I was; like you it took some research to come up with a plan to divest myself of their services. In the end I literally walked my accounts across the street to a TDBank branch; they have been very accomodating both with regular banking as well as addtional services; services which I needed to pay for at BofA. I don't know if they're in your area, but if you want a regular bank in addition to Navy, I cannot recommend them enough.
