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How can I make sure I get a Visa Sig?

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Anonymous
Not applicable

How can I make sure I get a Visa Sig?

700+ CS, no baddies, AAoA 10+ years. Any way to know if I'll get a Visa siggy for sure?..

 

Just wondering. 

Message 1 of 64
63 REPLIES 63
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

700+ CS, no baddies, AAoA 10+ years. Any way to know if I'll get a Visa siggy for sure?..

 

Just wondering. 


Apply for a Marriott Premier or a Chase Sapphire Preferred. What in particular appeals to you about a Visa Signature? I assure you it spends the same.

Message 2 of 64
Anonymous
Not applicable
Message 3 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

@Anonymous wrote:

700+ CS, no baddies, AAoA 10+ years. Any way to know if I'll get a Visa siggy for sure?..

 

Just wondering. 


Apply for a Marriott Premier or a Chase Sapphire Preferred. What in particular appeals to you about a Visa Signature? I assure you it spends the same.


Consumer benefits/protection. 

Message 4 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Minimum-income-requirement-for-visa-signature-cards/td-p/1764794


Thanks, I actually remembered reading that thread.

 

Looks like an income requirement of ~30k is necessary. 

Message 5 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Minimum-income-requirement-for-visa-signature-cards/td-p/1764794


Thanks, I actually remembered reading that thread.

 

Looks like an income requirement of ~30k is necessary. 


Income has nothing to do with it aside the credit limit you will receive if approved. Someone making 10K will get a Visa Signature the same as someone making 10M assuming their approval is for a credit line $5,000 and up.

Message 6 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Minimum-income-requirement-for-visa-signature-cards/td-p/1764794


Thanks, I actually remembered reading that thread.

 

Looks like an income requirement of ~30k is necessary. 


Income has nothing to do with it aside the credit limit you will receive if approved. Someone making 10K will get a Visa Signature the same as someone making 10M assuming their approval is for a credit line $5,000 and up.


Right, but income is a major factor in determining CL.

Message 7 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?


@Anonymous wrote:

@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Minimum-income-requirement-for-visa-signature-cards/td-p/1764794


Thanks, I actually remembered reading that thread.

 

Looks like an income requirement of ~30k is necessary. 


One person replied that his/her son received a Chase Visa Signature with a $25K income, although his CL was under $5K.

Message 8 of 64
happypill
Valued Contributor

Re: How can I make sure I get a Visa Sig?

I believe the Venture is only issued as a Visa Signature.

Message 9 of 64
Anonymous
Not applicable

Re: How can I make sure I get a Visa Sig?

Have you checked the Capital One prequal site for Venture or Venture One? I apped with scores lower than yours, even though I had no prequal. Was approved for Venture @ $15k and Venture 1 @ $7.5k.  Both are Visa Signature cards, btw.

Message 10 of 64
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