@NaaryalHead wrote:
Would you guys recommend I take that HP for CLI now (~3 months since my newest account) or wait a few months more?
I fear it'll be a tiny CLI if I'm impatient as the $500 CL with the Uber visa is there for a reason; I think I waited about 4 months since my newest card at the time and Barclays barely let me in caz of that.
Maybe just leave things alone for a bit. Maybe you'll get an auto CLI, and it sounds like you want your inquiries and new accounts to cool off.
I'm not sure how you value TY points or what BofA categories you like, but your four larger CLs collectively offer pretty nice rewards. You might not be bothered by the small amount of marginal rewards you lose due to a low-CL Uber card.
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
