How common is getting Pay Over Time option AMEX

[Blackswizz750]

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@AverageJoesCredit wrote:
Free MR points would be sweet but i think mine is just plain vanilla. Not gonna complain, added bennys always welcome

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dont feel bad AJC. They told me I may get an offer within 6 months. I use my green card more that my other cards now and its cool. I am sure they hit ya with interest if you pay over time.

[Berk]

I'm sure Amex would love it if everyone used POT since the interest rates are so high. I signed up for the 10K in points and have never used it.

[AverageJoesCredit]

Touché kind Sir, Touché

[JustBPatient]

As mentioned by several on here, if you can wait for a MR sign up bonus.  They gave me 35k POT and 10k MR's for signing up.

[K-in-Boston]

The interest rates for POT are on par with revolvers, mine are in the 15s. Actually my Platinum currently has a 11.99% promo but it's still PIF since I am carrying a lot of balances elsewhere all 0 - 4.99%.

[Anonymous]

Call Amex, and tell them your great PJs, they might give you POT with 0% apr!

[Berk]

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@K-in-Boston wrote:
The interest rates for POT are on par with revolvers, mine are in the 15s. Actually my Platinum currently has a 11.99% promo but it's still PIF since I am carrying a lot of balances elsewhere all 0 - 4.99%.

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Absolutely it is. But, unless it's 6% or less, its too much - for me at least.