Received a preapproval yesterday for a 1st Premier Platinum Mastercard. I shredded, then burnt it immediately.
Problem is, I've been opted out with all 3 bureaus since last October(2007). I'm opted out with my local bank and I'm pretty certain that NFCU would never put me on a list for marketing purposes. The only other company I have not personally opted out with is Orchard(HSBC). It says in their disclosure that they might provide affiliates or 3rd party entities with my non personal info, but the preapproval from 1st Premier says that they report to 4, not 3, credit bureaus, and that my preapproval is based on information obtained from some type of credit bureau source.
Is there a 4th credit bureau that I need to opt out with instead of EQ, EX, and TU?
I dont want these offers, or my personal or non-personal info floating around out there, period. So if anyone has any info on how to get these offers stopped, I would appreciate it.
EQUIFAX - 640 1/05/12 - Goal of 720 by Mid May!
Transunion - 637 - 01/15/10
