How do they do it?!

[Anonymous]

Does anyone know if adding someone as an AU on my wells farg CC would show up on their cr?

How do CC companies add AU to CRs w/o SSN of AU?

[Anonymous]

Yes I have added my wife as a authorized user on my CC and the account shows up on her CR as AU. 

[ILBrian]

Companies using matching information from the indviduals credit report Typically when all it asks for is a name they need to live at your residence else it may not locate the person

[pizzadude]

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@Anonymous wrote:

Does anyone know if adding someone as an AU on my wells farg CC would show up on their cr?

How do CC companies add AU to CRs w/o SSN of AU?

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It can be done with only a name & address.   Actually creditors can pull your CR without using a SSN as well.

[Anonymous]

Normally for the AU to report without a SSN there needs to be some connection such as a common address or other accounts listed as AU / joint. But the bureaus seem to have an amazing amount of information about us and the way they establish the appropriate connection is baffling.

On the other hand, with no apparent connection then some people have found that the AU account does not appear despite the fact that the creditor does report. In other words it's a mystery wrapped up in an enigma and your mileage may vary. Good Luck and if it doesn't happen in a few reporting cycles just call the customer service again and see if you can get them to accept other info such as SSN

[Anonymous]

In a way, it is eerily creepy that reporting agencies may know more about us that we do! lol.

Well, as far as he address situation goes with m and the AU I am trying to add(brother), I live in MS and he in CA, so we have different addresses but we have common addresses since we lived at the same address before I moved to MS. I also hope the reporting agencies don't screw it up when it comes to reporting him and not my dad, since they have the same name, but my brother is a JR.

I was going to ass him as a join account holder but I think he needs to qualify for that? He just recently opened up a C1 card(3 months ago) so I doubt he would qualify to be the joint account holder? Anyone have any insight on that aspect(having to qualify to become joint account holder)?

Work it help his credit score if he added me to his Capital1 cc as an authorized user since I have a cs of about 703.?