How do you all use multiple CCs?

[MidnightVoice]

I have 3:

Chase Airmiles, has a charitable Deduction, MyFICO monthly charges and Chase IP monthly charges.  Other than that it is an emergency card for DW and daughter.

Casey's Juniper, general use card and gas rebates.

Local CU.  Very high CL and low APR.  Use it if I might need to carry a balance for a month.

I can't see getting any more rewards cards, and I have a work CC so I can't rack up points from business expenses.  I also have a HELOC and savings so I wouldn't be carrying a balance for more than a month.

How do you use all yours?

[Anonymous]

I love these brain teaser questions. lol

I have 11 cards total. 7 bank cards, and 5 store cards.

Store cards: self explanatory
Bank cards: 3 with limits of $500 or less
1 low limit dedicated for only going to restaurants
1 low limit card dedicated to groceries
1 " " " in the lingerie drawer

The other cards...well I use them all, in rotation sorta. Depends on how much I have on a card. When it gets over 10% utils, I stop using it, and go to the next, etc.

[haulingthescoreup]

I have 2 for-real bank cards with grown-up CL's in my name, an AU card that's pretty but I don't use it, a Sears MC with a whopping $775 CL, and a store card from Heck (WFN/ J. Crew.)

I use the Sears MC a bunch in a grim attempt to get them to give me a CLI and GW my late. I use the store card in an attempt to force WFN/ J.Crew to actually report a balance, finally (no luck yet.) I use my real cards, which are points rewards cards from USAA, on big ticket home -improvement items, and then quick like a bunny, move them over to the HELOC so that they don't report.

I've begun to think that I have CC's and use them to provide excitement in my life.

[Anonymous]

I use my elestronics store cards for specials

I use my other store cards (which I should probably close) for specials

I have no idea what I need with the others

[MidnightVoice]

---

Brammy wrote:

I have no idea what I need with the others

---

---

Brammy wrote:

not what you can do for your cards, but what your cards can do for you

---

[Anonymous]

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

[haulingthescoreup]

---

@Anonymous wrote:

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

---

Good God Almighty, the Last Normal Person on these forums!

[Anonymous]

---

@haulingthescoreup wrote:

---

@Anonymous wrote:

i have 3.

1 i use here and there and PIF after the statement is generated
1 i used to BT and that is all that is on there
1 is a dormant store card

---

Good God Almighty, the Last Normal Person on these forums!

---

LOL and i'm trying my best not to end up with 35!

do you think excessive apping is contagious? Is there a vaccine?

[Anonymous]

LOL!

[Anonymous]

---

MidnightVoice wrote:

---

Brammy wrote:

I have no idea what I need with the others

---

---

Brammy wrote:

not what you can do for your cards, but what your cards can do for you

---

---

LOL!!  It was a joke, I balance all 50 of my cards like a fine performer....j/k