How does it feel to be a homeowner?? Congrats my friend, we can't wait to we buy our first house, super excited
@ Oldman87 , sorry waking you up, this was a great Topic
Oh and I forgot to mention OP, pay every bill you can with your CCs..I mean EVERYTHING! Water, electric, auto insurance, groceries, gas, rent/ mortgage... if it's possible and doesn't cost you more to do in the end.
I pay the electric bill normally 2.5 to 3 months in advance. The payment site allows a charge of $600 at a time. I'm charged $2.28 for using the card. But I'll get $30 back in rewards. Time the payment after the new statement cuts on the CC. That gives you nearly 55 days to pay the balance. If you time it properly, it will fall around the time you'd be paying the electric bill anyway. And you would have spent the same amount over the same period of time.
It takes discipline to do this, because you'll have that $600 sitting in your bank account. Which some might think of as extra money. When it's already spent. Wash, rinse, repeat.
Taking my family on a culture trip to Guatemala in a few months. Most of it is paid for with CCs I've churned over the last year.
I pay the electric bill normally 2.5 to 3 months in advance. The payment site allows a charge of $600 at a time. I'm charged $2.28 for using the card. But I'll get $30 back in rewards. Time the payment after the new statement cuts on the CC. That gives you nearly 55 days to pay the balance. If you time it properly, it will fall around the time you'd be paying the electric bill anyway. And you would have spent the same amount over the same period of time.
It takes discipline to do this, because you'll have that $600 sitting in your bank account. Which some might think of as extra money. When it's already spent. Wash, rinse, repeat.
Taking my family on a culture trip to Guatemala in a few months. Most of it is paid for with CCs I've churned over the last year.
@Anonymous wrote:Don't forget to try Guatemalan insanity peppers.
@Gmood1 wrote:
Taking my family on a culture trip to Guatemala in a few months. Most of it is paid for with CCs I've churned over the last year.
You wouldn't be trying to put me in the grave early, would you Oldman?😂