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How do you keep track of your CC receipts?

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Anonymous
Not applicable

Re: How do you keep track of your CC receipts?


@bichonmom wrote:

It's been so long since I had CCs that this was not an issue until recently. Now that I have more than one CC that I'm using, I'm trying to figure out the best way of keeping track of / filing my credit card receipts. (Not the statements -- all of the different store receipts)

 

I was going to staple all of the receipts to the matching CC statement. But then I thought, what if I need to find a receipt for a store... I won't know *which* credit card I used and it will be harder to find the receipt that way.

 

I'd love to hear what others are doing and how you "file" your receipts. Thanks! Smiley Happy

 


 

Why would want to keep receipts when everything shows up on a statement?  I'm not trying to be rude, I really just don't understand and would like to know if I'm missing something important.

Message 41 of 59
Open123
Super Contributor

Re: How do you keep track of your CC receipts?


@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.

Message 42 of 59
Anonymous
Not applicable

Re: How do you keep track of your CC receipts?


@Open123 wrote:

@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.



Wouldn't the online statements suffice?

Message 43 of 59
clocktick
Valued Contributor

Re: How do you keep track of your CC receipts?


@Anonymous wrote:

@Open123 wrote:

@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.



Wouldn't the online statements suffice?


Well, if you have to return something, the credit card statements do not itemize.  Some stores cannot look up your receipts with just your credit card either - you need the actual receipt.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Message 44 of 59
Open123
Super Contributor

Re: How do you keep track of your CC receipts?


@Anonymous wrote:

@Open123 wrote:

@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.



Wouldn't the online statements suffice?


There are times when you might need a "physical" receipt to ensure a restaurant's copy isn't or hasn't been doctored.  For example, you leave a $10.00 tip, and an unscrupulous waiter changes the "1" to a "4."

 

 

Message 45 of 59
mmduluth
Frequent Contributor

Re: How do you keep track of your CC receipts?


@Open123 wrote:

@Anonymous wrote:

@Open123 wrote:

@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.



Wouldn't the online statements suffice?


There are times when you might need a "physical" receipt to ensure a restaurant's copy isn't or hasn't been doctored.  For example, you leave a $10.00 tip, and an unscrupulous waiter changes the "1" to a "4."

 

 


This is exaclty why I put a giant line all the way across to the edge of the reciept (like on a check) after I fill in the tip and total. 

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 46 of 59
Anonymous
Not applicable

Re: How do you keep track of your CC receipts?

Thanks everyone, I hadn't thought of those situations.

@mmduluth wrote:

@Open123 wrote:

@Anonymous wrote:

@Open123 wrote:

@Anonymous wrote:

i toss them.  its probably not the best thing.  but i've got other things to worry about.  i just review the monthly statements to make sure there is nothing unusuall.


These days, it's probably ok to trash them.  The only time you'd need them is if you were ever in court and needed them entered in as evidence for some kind of dispute.



Wouldn't the online statements suffice?


There are times when you might need a "physical" receipt to ensure a restaurant's copy isn't or hasn't been doctored.  For example, you leave a $10.00 tip, and an unscrupulous waiter changes the "1" to a "4."

 

 


This is exaclty why I put a giant line all the way across to the edge of the reciept (like on a check) after I fill in the tip and total. 


I do that as well.

Message 47 of 59
Anonymous
Not applicable

Re: How do you keep track of your CC receipts?

Well, there are special scanners that will make scan directly to searchable PDFs.

Message 48 of 59
visorboy1974
Valued Contributor

Re: How do you keep track of your CC receipts?

I throw 'em into a shoebox.  If I need to find one, it's time to dig.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 49 of 59
Anonymous
Not applicable

Re: How do you keep track of your CC receipts?

I just keep whatever I can deduct at the end of the year.

Mainly: medical expenses, education expenses, etc...

Message 50 of 59
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