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How do you know who they pulled?

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2011beginnings
Frequent Contributor

How do you know who they pulled?

When applying for a new card, what services do you use to know who was pulled?

I have Credit Karma but are there other free services who will inform you of what bureau the credit company pulled?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 1 of 8
7 REPLIES 7
j_casteel
Valued Contributor

Re: How do you know who they pulled?

there's a sticky that has a lot of info about CMS's and whether they are free or not.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 8
Rhaeny
Valued Contributor

Re: How do you know who they pulled?

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 3 of 8
j_casteel
Valued Contributor

Re: How do you know who they pulled?


@Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 8
Anonymous
Not applicable

Re: How do you know who they pulled?


@j_casteel wrote:

@Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU


+1  the corrected info above is the right one.

Message 5 of 8
LS2982
Mega Contributor

Re: How do you know who they pulled?

If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.



EQ FICO 548 3/3/16
Message 6 of 8
Anonymous
Not applicable

Re: How do you know who they pulled?


@LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.

Message 7 of 8
boomhower
Valued Contributor

Re: How do you know who they pulled?


@Anonymous wrote:

@LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.


I use them as well but they have made some changes.  You don't get daily for $12.95 any more, it's around $20 now for daily.  The lower amount gets you monthly.

Message 8 of 8
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