How do you manage your wffnb issued cards?

[laz98]

i use my victoria's secret card all the time.  use my ny & c card about once every quarter, & i just got my express card, so i've only used it once so far.  we have a lane bryant card, it gets used 2-3 times a year.  catherine's only gets used like once a year.  these have been the CLI amounts:

VS:  $400, $300, $400

NY&C:  $450, $300

LB:  $200, $200, $400, $300, $400

CATH:  $400

these were all customer-initiated CLI requests, & only 3 of them were hard pulls.  2 LB, 1 NY&C.  the rest were soft pulls.

[Anonymous]

I don't have any, so one management issue less .

But I always wanted to ask: [pedant]Where is the "f" in "Network"?[/pedant]

[Anonymous]

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@Anonymous wrote:

I don't have any, so one management issue less .

But I always wanted to ask: [pedant]Where is the "f" in "Network"?[/pedant]

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Title is misspelled.      It is 

WFNNB - World Financial Network National Bank

For mine, I PIF after the statement cuts.  

[haulingthescoreup]

I use mine (J.Crew store card) maybe every 6-8 months. I PIF when the balance pops up, or every now and again, I let it report.

I had struggles years ago to get them to update that the balance was back to $0 after it had reported. I had to dispute the balance with the CRA's on two separate occasions (hint: do this only with Equifax; definitely don't do it with Experian) to get it back to $0. It's been OK since then.

I let a balance report again in September before PIF'ing, and I'm waiting with curiosity to see if they will remember to update once again.

eta: oh, and I've never had an auto CLI, but I've gotten one on request each time I clicked, three times now, I think. $500 --> $2,250 (I don't use it much.)

[Red1Blue]

I guess they are not that bad. Only drawback with these cards is high interest rate. But for people who pay in full and does not revolve balances these cards are good. Look like they are in between GEMB backed cards and prime cards.

[Anonymous]

I get a store card because I shop there, not because of the bank.    WFNNB has been fine for me.

[bamagirl1]

I do have a question for all you existing WFNNB card holders..Are some easier to get than others?  The reason I have is bc I have a 6 yr BK and I know they aren't the most Bk friendly people at all.  But I have a Lane Bryant existing and just got a Limited a few weeks ago.  I really wanted a Pottery Barn so I finally applied last night and I got the 7-10 day msg when I'm thinking may be a denial but I hope not..

Thanks a million!

ROLL TIDE ROLL!!