@LReyes66 wrote:i typically pay all my cards in full every month. I have a few store cards, like best buy, where I'll finance big purchases and pay them off within financing period. It's easy for me as that's the only time I'll finance and use my main credit cards for other purchases.
For my Amazon purchases, I strictly use my Amazon chase card unless the freedom rotation has Amazon for the category like currently. I've been trying to figure out how financing works for this if I typically pay my Amazon card in full. Say I make a $2000 purchase and finance it for a 6month term, and I also make another $500 in other purchases that I'm not financing.
Would I have to turn off my full auto pay and pay just that $500 + whatever amount I want to apply to chip at the finance amount?
If your autopay is set up to pay the full statement balance, then yes you would need to change that or it would pay the full amount of your statement including anything in either a "0% interest if paid in xx months" or "equal payments of $yy over xx months."
