How does one go about going for a CLI w/Juniper

[Anonymous]

I read some of them last night.  I just did not expect it to happen so soon if at all.

[Anonymous]

Wow! I just checked by balance to make sure nothing has changed. Thanks again.

[VLGaffEsq]

It has been my experience that Juniper Bank (owned by Barclays Bank of Great Britain) DOES NOT extend credit line increases upon request.  They do, however, give automatic increses periodically.  I've had my credit card with this company for almost a year and they started me out at $950 and then raised my credit limit to $1,950.  Last week I called to request an increase and was denied (even though my TU FICO score was 700).  I was also denied for a Barclays Barnes and Noble credit card, which tells me that they are really tightening up their credit extensions, even for good customers.

[Anonymous]

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baileyboy wrote:

I've had a Juniper card for about two years. Started at $400, they increased it periodically... every 6 months or so? I think it went first to $900, then $1400, now $1900 - been that for a while now. I never asked for a CLI. I heard something about they don't go over $2K, but who knows? Just use it, pay it off and they'll increase you automatically after a while.

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They definitely go over 2K. I have one, not cobranded just plain old vanilla.

[Anonymous]

creditworthyagain wrote:

Sunnybity, $500 is probably a good start. I was approved for $1500 on 6/07 and today when I called to ck the balance it was $188.80 with available credit of $61.20. It so happened that I also recd a letter  in the mail today from Juniper advising  that they reduced my CL to $250 based on an increase in inquiries and new accounts they have reduced my CLI. Of course, I did a balance transfer and I will put the card away in never, never land. Oh, well.

 The day they CLD me is the day my reports read closed by consumer.... Probably tomorrow.  Junny is famous for this though.

[Anonymous]

I will give the Barclays/Airtran card a few months and maybe they will increase the CL. I got it since I fly Airtran a lot and wanted to earn the points for the free tickets.  If they don't increase it I'll close it and use my Discover for all my travel.  No love lost.  I am glad that since it did happen it happened with a small bal so that I did not get stuck with any overlimit fees.