How does the amex preapproval site work?

[RainaB13]

I started getting them long before I ever knew about pre approval sites,.etc. But, I typed amex into my Gmail, which brought up all the emails I'd gotten from them. On one I had to follow a link to get any information. It had my 753 Equifax score posted then a list of cards with information on ea. I called customer service & couldn't was told I'd have to call back on Mon. Strange!

[RainaB13]

But, even though I just started visiting bank card sites, & I don't know if I ever signed up for anything, the customer service rep knew I'd been on the site today! Big brother has arrived! The book: 1984, for younger members.

[kampfer09]

Your so lucky...I wanted back in with Amex I pretty much burned them for $10k. My BK have been like more than 10 years now and I still can't get in with them. I'm really tempted to pay them back just to get in with them. What do you guys think? Please advise.

[chalupaman]

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@kampfer09 wrote:
Your so lucky...I wanted back in with Amex I pretty much burned them for $10k. My BK have been like more than 10 years now and I still can't get in with them. I'm really tempted to pay them back just to get in with them. What do you guys think? Please advise.

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Hmmmmm....that depends. Has your bankruptcy fallen off your CR yet and what's your overall credit profile right now? Also have you tried to pay the amount that you owed Amex or reach a settlement with them on that? I mean I've seen certain people who have made mistakes with Amex in the past when they were younger and burned them and it took quite a long while for them to get back in their graces. It is possible but certainly not easy but if they do decide to let you back in, you can always try to see if they can backdate your cards for you.

[jsucool76]

I have a question about this as well (even though this is a resurrected thread)

On the amex site if it says "see our special offers for you" and I click "already a member, login" It just takes me back to the credit card home page. No offers, and no page that says "sorry we couldn't find any offers for you" 

[Anonymous]

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@kampfer09 wrote:
Your so lucky...I wanted back in with Amex I pretty much burned them for $10k. My BK have been like more than 10 years now and I still can't get in with them. I'm really tempted to pay them back just to get in with them. What do you guys think? Please advise.

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Assuming you had to pay the whole $10K, would you get $10K of benefit back?  (Certainly some do, but would you!)   This is of course aside from any moral or ethical concerns about whether you should pay back debt.