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How far should I push AmEx on cli?

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tiger67
Regular Contributor

Re: How far should I push AmEx on cli?

I chickened-out and only asked for $18,000. Instantly approved. I'll ask for $25,000 in Oct. No reason to really push too quickly. I don't need the extra credit, I just want to build several large lines so I can close a few others.

Message 11 of 16
score_building
Senior Contributor

Re: How far should I push AmEx on cli?

IMO don't go beyond 23.5-24.5k on next request, if an aversion to F/R remains.  

 

In any case, Congrats! going from 2-18k is v. nice work and in such a relatively short time period-impressive.

 

I think they like folks like OP who appear to fall into the sweet spot of their 'spendcentric' model.  

 

Amex has been very good to me too overall.  The one F/R they enacted a couple of years ago did not result in AA for me, and was rather painless except for the suspense of waiting a few days for acct to be unlocked.  

 

However, during the midst of the credit crisis, was hit with a few CLD on Clear card...since then, limits have been restored+, even with additional amex products added as well.  

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 12 of 16
Anonymous
Not applicable

Re: How far should I push AmEx on cli?

What do you mean by Cli? Cash liquid?

Message 13 of 16
score_building
Senior Contributor

Re: How far should I push AmEx on cli?

 


@Anonymous wrote:

What do you mean by Cli? Cash liquid?


CLI = Credit limit increase

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 14 of 16
MarineVietVet
Moderator Emeritus

Re: How far should I push AmEx on cli?


@Anonymous wrote:

What do you mean by Cli? Cash liquid?


Hi Kadouboy and welcome to the forums.

 

Here is a list of Abbreviations used around here.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Message 15 of 16
Anonymous
Not applicable

Re: How far should I push AmEx on cli?ank

Thanks for the link Marinevietvet. I appreciate it.

Message 16 of 16
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