No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I apped for AMEX BCP last Thursday and was in pending state until I called today. Turns out that I still had a fraud alert on EX that I thought had been removed. So, just had to answer some questions and verify phone and now APPROVED!
So, that's the good news, the bad news is the CL. $1000 What am I supposed to do with that??
I know that at 61 days you can ask for a 3X CLI but is that the max? $3k would still be a pretty crappy CL for me. How quickly can this grow? Can I ask for 3X every 61 days?
I believe it's also determinant on your income as well, and how much CL it can support. After that 3X, I believe it's 90 days to another. But don't quote me on the second part.
61 days for the first CLI. 6 months for the each CLI after that.
At least, I think that is how it works. There are some little things about that to keep in mind with multiple cards but you only have one it seems.
@b_seeker wrote:61 days for the first CLI. 6 months for the each CLI after that.
Oops. Stand corrected.
@Anonymous wrote:
@b_seeker wrote:61 days for the first CLI. 6 months for the each CLI after that.
Oops. Stand corrected.
We should wait for some additional input on this but I thought that the 90 days was if Amex denied the CLI.
Thanks! My income is north of $200k so I was really surprised at the $1k CL. I guess it's because of my old tax liens.
So, at 61 days ask for $3k?
Then 6 months after that I can ask for $9k or can I ask for more?
We should make a sticky on this! Let's call it:
http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071
@Anonymous wrote:We should make a sticky on this! Let's call it:
http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071
LOL, no need to be sassy.
@Anonymous wrote:
@Anonymous wrote:We should make a sticky on this! Let's call it:
http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071
LOL, no need to be sassy.
Guess I deserved that. Didn't bother to check the stickies...