How hard is it to get approved for Citi Thank You Premier?

[enharu]

dont i have to wait 1 year for the inquiries to age? or is 6 months sufficient?

thanks!

[LS2982]

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@enharu wrote:

dont i have to wait 1 year for the inquiries to age? or is 6 months sufficient?

thanks!

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1 year is always better but 6 months is sufficient. You still may have to recon but it makes at a little easier to do.

[enharu]

ah i see. i'll try to wait then. i was planning to fly to korea this summer and that's a lot of miles which can be converted into points

[lg8302ch]

@ Lexie
Stay in the garden! ....let' s continue to focus on CSP

[Anonymous]

You most likely will get denied for multiple inquiries

You must wait 6 months minimum and that's not 100% guaranteed

[bs6054]

And just as the CSP is best with the Freedom to pump in points, the Premier is best with the Forward, but that's now not available except for students.

[youngandcreditwrthy]

Citi is very new account sensitive. In fact, that was my ONLY reason for denial.

But alas, I was AAAPPROOOVED(said like Suze Orman!) hahaha

On recon.
I'd give it exactly six months from your last inquiry and app then.

[09Lexie]

@lg8302

I'm deeply rooted!

[enharu]

After much thought, I've decided to give up on this app for now. 

Like most of you here suggested, I will wait until end of this year, or until Feb'14 where the inquiry becomes >12 months.

Thanks a lot everyone!

Oh and another question: I had 5 inquiries on 02/05/13 due to an auto loan. Does it fall off at start of feb'14, or will it be reflected as >12 months in March'14?

Thanks!!!!

Off to spending the cards I just got and paying for them ._.

[dodgerslv]

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@enharu wrote:

After much thought, I've decided to give up on this app for now. 

Like most of you here suggested, I will wait until end of this year, or until Feb'14 where the inquiry becomes >12 months.

Thanks a lot everyone!

Oh and another question: I had 5 inquiries on 02/05/13 due to an auto loan. Does it fall off at start of feb'14, or will it be reflected as >12 months in March'14?

Thanks!!!!

Off to spending the cards I just got and paying for them ._.

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Im glad you decided to stay put...Im sure you will have no problem getting approved down the road.