How high can an Amazon CL get?

[Anonymous]

Those that have experience with the Amazon card, how high do they typically go with their credit limits?  Are they at all like Lowe's which is also through Synchrony that gives out monster limits?  Do you call the same Credit Solutions number that you call for Lowe's?  I ask because my father has an Amazon card and would like a higher limit, but I have no experience with the card.  Over Thanksgiving dinner I was telling him how easy it was for me to raise my Lowe's CL with a 3 minute phone call and I started wondering if the same would be true of Amazon since it's also through Synchrony.  If anyone can offer some personal experience here that would be great before I have him make the call.

[austinguy907]

Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.  

[iv]

The Amazon/Sync card goes to at least $30k.  (Might go higher, I only asked for 30.)

[austinguy907]

IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon?  Do they sell cars?  

[iv]

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@austinguy907 wrote:

IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon?  

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Easy... I think we buy more via Amazon these days than anywhere else.  Prime is so **bleep** convenient, and it's gotten rare to NOT find any random specific item available on Amazon.

I'd have to pull the full order history for exact numbers, but we're easily spending in the low-to-mid five figures annually there recently. (And proportionally less at a whole pile of online and physical stores that used to get our business.)

I wouldn't consider any of the other Sync store cards useful to me... and held out a long time before getting the Prime card - but that 5% really adds up. (And it's not time-limited and capped like Discover or Freedom.)

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@austinguy907 wrote:

Do they sell cars?  

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Well... yeah, actually. Did you see the news last week about that? Starting in Italy as a test: http://www.reuters.com/article/us-fiatchrysler-amazon-idUSKBN13D1SI 

Right now the US service is just an index and review site - but the framework is there for more (if state laws end up allowing it, anyway):

https://www.amazon.com/b?node=10677469011

[washpadude]

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@austinguy907 wrote:

IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon?  Do they sell cars?  

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Not that I would recommend putting it on your Amazon card, but they do sell computer servers topping 100k. 

[Anonymous]

Austinguy, Is that the same number used for Lowe's accounts?  I can't remember which number I called when I bumped my Lowe's up to $30k.

Wondering if Credit Solutions number is the same for all Synchrony accounts.

So Amazon has no problem giving out huge limits like Lowe's does?  No difference here?

My father bought a TV a few months back and he has exactly 2 credit cards... the Amazon card with I believe a $5k limit and a Chase card with a $25k limit.  He wanted to use the Amazon card, but the TV was almost $10k so he couldn't so naturally he used his Chase.  I know he was pissed that he couldn't use the Amazon card though.  Upon speaking with him today he had no idea you could even request a CLI; he always thought they were just given to people if the creditor thought you were deserving of it.

His FICO 08's are all 820-830 so I'm fairly certain that he would get just about the highest CL that Amazon would give.  Good to know they go $30k.  I know Lowe's goes $35k without IV.  I wonder if the same limit is true of Amazon since they are through the same institution.  Anyone else have any experience pushing the limits with Amazon?

[austinguy907]

BBS,  It's the overseas one that works better than the US one.  Synch = CS no matter the card.

[Anonymous]

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@austinguy907 wrote:

Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.  

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In searching I also found this number 866-519-6441 - are their multiple numbers out there that all get you to Credit Solutions?

[austinguy907]

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@Anonymous wrote:

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@austinguy907 wrote:

Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.  

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In searching I also found this number 866-519-6441 - are their multiple numbers out there that all get you to Credit Solutions?

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There's a few... some prefer US to overseas.  If you want to maximize the result w/o the PITA rejections the US team gives then use the 8173 number.  I had called the US one a few times over a couple of years trying to get my Sam's MC to move and never got anywhere with them or the online request.  I saw the 8173 number start trending on here with success and gave it a shot or was going to close the account.  They didn't give me any static or question anything at all and came back with a bump from 11 to 25K in a matter of minutes.