How is BestBuy Rewards Zone MC with CLI's?

[bamagirl1]

for me cli have been nonexistent..i've had my card since 11/2007 bbmc

[dondk]

I have had the card for 18 months.. started at the paltry $300 like many others. After 6 mths I asked for more and was denied BUT got a letter a week later for another $100. yippee! (scarasm)

anyway a couple of months later ried again and got denied then another $100 week later by mail. 

At the 1 year mark with the AF I called the and asked them to wiave the AF, the countered with close the card if you don't want to pay the AF. So I PIF a few days later and called to close the card. They gave me to some specialist that offered me another $100 and waived the fee. I am at $600 right now and on my calendar I am calling them in a week to ask for another CLI. if they tell me no I plan on closing the card for good. I warned them last time I was tired of the CLI game, my credit scores as of lately are all low 700's, my utilization is about 8% and other than the target red card this is the lowest CC I have. 

I might add I really dislike HSBC, they call me every 10 days to ask me to take thier creidt card insurance, I have told them no for the last 6 months and they still call. 

[Red1Blue]

What is most funny is, I have a BestBuy Biz Card with $15k CL that is also issued by HSBC.

It does not make sense they stick me with $300 BBMC Card with AF.

As soon as I get the card I'll call them to close the account.

[dollar_bill]

I applied for the store card since I had no interest in the MC. I got a $600 cl (oh boy can you say shopping spree?) and waited to get my card in the mail to ask for a cli. Well, I received my card yesterday and I was told I have to wait 45 days to request a cli.

I should have waited until I was at the store to get the card, I have a feeling my limit would of been higher if I had. I did it online, patience isn't my best virtue.

[Anonymous]

My wife and I went into a bestbuy store a little before Christmas and she saw a T.V. that she had wanted. We were not going to get it because we are going to be applying for a house around March , but since she never uses her credit she said that she would try since they had no intrest for 3 years & said payment would be around 50 a month. Well the little sales guy asked her how much she wanted to apply for & she said 2000. Not long he came back with an ok. She had thought it was going to be an installment loan , but no its a bestbuy reward zone Mastercard through HSBC. Her scores at the time were 692 694 & 696. Not credit line increase because its been only 2 months, but her payments are only 22 a month & we have paid 200 each month so far.

[oracles]

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@dollar_bill wrote:

I applied for the store card since I had no interest in the MC. I got a $600 cl (oh boy can you say shopping spree?) and waited to get my card in the mail to ask for a cli. Well, I received my card yesterday and I was told I have to wait 45 days to request a cli.

I should have waited until I was at the store to get the card, I have a feeling my limit would of been higher if I had. I did it online, patience isn't my best virtue.

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Hi dollar_bill

I definitely think if you apply in the store, you might receive a higher limit. I have read posts here stating they have recieved higher limits applying in the store. Also i think if you go to the store and state you want to purschase something that is higher than your store credit card limit, the sales guy/gal will try to get an increase on your limit so you will be able to buy the item. I am of course speculating but it is worth a try. Again, i have read posts saying they did this exact behavior and their limit was increased.

Let us know if you decide to take this approach and what was the outcome.

[creditreformer]

my experience

 

300 cl (apped for WRONG cc online- doh clicked the WRONG button)

 

150 cli @ activation

 

200 auto cli on SECOND stmt

 

can't complain so far (only 3 stmts have cut).  hoping for another auto cli @ 6 mos.

 

[Anonymous]

What number is everyone using for a CLI at activation on the BB RZ MC?  I'm just wondering if there is a special number I need to call to try this.  Thanks!