How is USAA about inquiries?

[Anonymous]

Are they anal about inquiries? Has anyone been approved by them with a lot of inquiries?

[learnin113]

---

@Anonymous wrote:

Are they anal about inquiries? Has anyone been approved by them with a lot of inquiries?

---

Very

[Ron1]

I was denied for USAA Platinum MC by a lot of inquiries and 10% util.  I applied on the phone and my score was under 700 three years ago. 

Ron.

[learnin113]

CSR told me herself, that if it weren't for the inquiries, I would be approved.  Told me to try again in 6 months..

[Anonymous]

+1 very anal on inqs lol

[suebee123]

What do you consider alot of inquiries?  I had 6 on equifax when I applied and was approved this month.  I had 6 on EX and TU also, but I think they only looked at EQ.

[Datx]

---

@suebee123 wrote:

What do you consider alot of inquiries?  I had 6 on equifax when I applied and was approved this month.  I had 6 on EX and TU also, but I think they only looked at EQ.

---

The thing about USAA, is if you're a full member, then lending standards are a bit more lenient compared to a partial member. So with 6 inquiries, you may get approved, whereas a partial member could be declined. Were those 6 inquiries fairly new?

[castlefox]

learnin113-  How many inquiries did you have in the last 12 months when you applied? 

[suebee123]

Yes, I am a full member, so that may have been the difference.  I had 6 inq in the last 4 months.  Before that I hadn't app'd for anything in 3 years. 

[quest208]

---

@Anonymous wrote:

Are they anal about inquiries? Has anyone been approved by them with a lot of inquiries?

---

how many do you have on equifax?

how many on ex and tu?