How long before a card is not considered new?

[Niki9]

Anybody have any Idea how long you have to have a card before fico does not recognize it as a new card?

What is considered a recently opened account? less than 1 year? less than 5 years?

Anyone know?

[MidnightVoice]

my guess is 6 months is newish and 12 months is not new

[Anonymous]

When that new card smell goes away it is no longer new.

[Anonymous]

---

Noah_Bodie wrote:

When that new card smell goes away it is no longer new.

---

Post of the day.

[Anonymous]

---

Niki9 wrote:

Anybody have any Idea how long you have to have a card before fico does not recognize it as a new card?

What is considered a recently opened account? less than 1 year? less than 5 years?

Anyone know?

---

I opened a Citibank account in June, 2006.  Equifax considered this "recently opened" credit until June, 2007.  Experian and TransUnion seemed to forgive me for applying for new credit after about 6 months.

[Anonymous]

When your eyes don't glaze over while the thought of how proud of yourself you are that you have "this" card.

[Anonymous]

I can't wait for these **bleep** new cards to age!  Hurry up hourglass!

[fused]

---

Niki9 wrote:

Anybody have any Idea how long you have to have a card before fico does not recognize it as a new card?

What is considered a recently opened account? less than 1 year? less than 5 years?

Anyone know?

---

It depends but  usually 6-12 months.

[smallfry]

Barry correct me if I am wrong but you really start to gain point benefits after 24-27 months of age on our new accounts. Older than 12 months is no longer new and I think it stops hurting after 6 months. Sadly I start looking for the next one after I activate the new one.

[Anonymous]

I have a card that was opened 1 year a two months ago, and Equifax is still considering that a new account. I have no idea when that annoying thing will disappear.