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How long before combining Chase limits?

FinStar
Moderator

Re: How long before combining Chase limits?


@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 

Message 21 of 26
Boisvert
Frequent Contributor

Re: How long before combining Chase limits?

I currently have:

 

Chase Freedom $1500 (opened 2008)

Chase Slate $2500 (opened 2008)

 

And got approved for CSP for $21,700. 

 

Ideally, I'd like to keep a CSP with a $15,000 limit and a FU with a $10,000 limit. Can I move $9000 to my Chase Freedom and convert to FU and move $12,200 to my Chase Slate and convert the Slate to CSP and close the new CSP?

 

Without hijacking an on old thread much... what's my best move?

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


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Message 22 of 26
Citylights18
Established Contributor

Re: How long before combining Chase limits?


@FinStar wrote:

@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 


Someone on here I've seen has a 96k limit on a SW Airlines card presumably due to consolidating Chase limit.

 

When I called Chase about it they said I could consolidate limit but it could impact future PIF auto love.

Official travel point totals as of 1/21/20 (402,672 Total Points)
Chase Ultimate Rewards 147,239
World of Hyatt 92,558
Southwest Rapid Rewards 61,000
AMEX Membership Rewards 53,751
AA Advantage 15,244
United MileagePlus 13,316
British Airways Avios 11,332
Hilton Honors 2,081
NASA Platinum Rewards 1883
Citi Thank You 1,670
Marriott Bonvoy 1,350
Expedia Points 740
Jet Blue TrueBlue 285
Delta Sky Miles 123
Virgin Atlantic Virgin Points 100
Hotels.com Rewards 6/10 ($135.99)
Message 23 of 26
angelwingz
Valued Contributor

Re: How long before combining Chase limits?

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 24 of 26
FinStar
Moderator

Re: How long before combining Chase limits?


@angelwingz wrote:

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 


It isn't.  My Chase overall exposure definitely exceeds that figure.  There's a few members that have in excess of that as well.

Message 25 of 26
seattletravels
Valued Contributor

Re: How long before combining Chase limits?

Great info in this thread!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 26 of 26
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