cancel
Showing results for 
Search instead for 
Did you mean: 

How long before combining Chase limits?

FinStar
Moderator

Re: How long before combining Chase limits?


@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 

Message 21 of 26
Boisvert
Frequent Contributor

Re: How long before combining Chase limits?

I currently have:

 

Chase Freedom $1500 (opened 2008)

Chase Slate $2500 (opened 2008)

 

And got approved for CSP for $21,700. 

 

Ideally, I'd like to keep a CSP with a $15,000 limit and a FU with a $10,000 limit. Can I move $9000 to my Chase Freedom and convert to FU and move $12,200 to my Chase Slate and convert the Slate to CSP and close the new CSP?

 

Without hijacking an on old thread much... what's my best move?

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


MYFICO Proud Garden Club Member: 

Message 22 of 26
Citylights18
Established Contributor

Re: How long before combining Chase limits?


@FinStar wrote:

@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 


Someone on here I've seen has a 96k limit on a SW Airlines card presumably due to consolidating Chase limit.

 

When I called Chase about it they said I could consolidate limit but it could impact future PIF auto love.

Official travel point totals as of 10/31/21 (516,051 Total Points)
Chase Ultimate Rewards 169,452
AMEX Membership Rewards 116,837
World of Hyatt 96,096
Marriott Bonvoy 84,152
AA Advantage 15,244
United MileagePlus 13,316
British Airways Avios 11,332
Citi Thank You 2,920
Hilton Honors 2,157
NASA Platinum Rewards 1883
Jet Blue TrueBlue 885
Southwest Rapid Rewards 762
Expedia Points 740
Delta Sky Miles 175
Virgin Atlantic Virgin Points 100
Hotels.com Rewards 6/10 ($135.99)
Message 23 of 26
angelwingz
Valued Contributor

Re: How long before combining Chase limits?

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 24 of 26
FinStar
Moderator

Re: How long before combining Chase limits?


@angelwingz wrote:

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 


It isn't.  My Chase overall exposure definitely exceeds that figure.  There's a few members that have in excess of that as well.

Message 25 of 26
seattletravels
Valued Contributor

Re: How long before combining Chase limits?

Great info in this thread!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 26 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.