How long before first statement?

[Anonymous]

So couple questions with new cards. They are sallie Mae, cap 1, and Amex. 

1) these cards were all activated around feb 6th. I used them and the pending charges finally appeared today and final. Is 10 days normal for a "balance due" to finally appear. It seems like pending charges should be final after 2-3 days. Not 10. Strange? 

2) when should a statement be cut? I have no due date or statement available yet. 

3) typically how long before they report of my reports? They show as inquires but not as available credit yet. 

Thanks!!!!

[Pway]

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@Anonymous wrote:

So couple questions with new cards. They are sallie Mae, cap 1, and Amex. 

1) these cards were all activated around feb 6th. I used them and the pending charges finally appeared today and final. Is 10 days normal for a "balance due" to finally appear. It seems like pending charges should be final after 2-3 days. Not 10. Strange? 

2) when should a statement be cut? I have no due date or statement available yet.  Call and ask for your statement cut date, they will igve it to you with no problems.

3) typically how long before they report of my reports? They show as inquires but not as available credit yet.  Barclays reported in the same week as I recieved and activated the card for me. 

Capital One reported after my statement cut.

Thanks!!!!

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[Anonymous]

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@Anonymous wrote:

So couple questions with new cards. They are sallie Mae, cap 1, and Amex. 

1) these cards were all activated around feb 6th. I used them and the pending charges finally appeared today and final. Is 10 days normal for a "balance due" to finally appear. It seems like pending charges should be final after 2-3 days. Not 10. Strange? 

2) when should a statement be cut? I have no due date or statement available yet. 

3) typically how long before they report of my reports? They show as inquires but not as available credit yet. 

Thanks!!!!

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My barclay also takes forever for pending charges to post. My fave part of cap one is that things post quick!

[Anonymous]

First statemenets vary. My Discover, for example, took almost two months for me to get my first statement. Only way you can know would be to call and ask for each card.

[takeshi74]

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@Anonymous wrote:

when should a statement be cut? I have no due date or statement available yet. 

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I'm not aware of any standard timeframes.  As suggested above, call and ask for your statement dates.

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@Anonymous wrote:

typically how long before they report of my reports?

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Also varies.  Typically when the first statement cuts though some report earlier and some report later.

[Anonymous]

I was able to call and I used the video chat feature for AMEX on the ipad which worked great BTW!!!

I found out when my statements cut so I can pay down my CC's before then

I bought an iphone 6 right out on my Capitiol one so I def gotta pay that next week! lol

Thanks guys!!