How long does Capital One take to unsecure a secured credit card?

[Anonymous]

No, I just say congrats a lot.

[Anonymous]

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@Anonymous wrote:
No, I just say congrats a lot.

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A LOT!!! HAHA almost as good as your +1 or kudos number from my thread about PAYING FOR EVERYTHING W CREDIT.

[Anonymous]

Heh...yeah. That was a lot of +. D:

[1GaDawg85]

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@Anonymous wrote:
Heh...yeah. That was a lot of +. D:

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You like the + sign 

[Anonymous]

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@1GaDawg85 wrote:

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@Anonymous wrote:
Heh...yeah. That was a lot of +. D:

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You like the + sign 

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it's better than the - sign

[Involver]

How many times must it be said?

Closing an account does not immediately reduce your AAoA.

[Ragelog]

Once you have secured prime unsecured cards 2-3 I would close the secured card. I had the Capital one for 2 years closed it right before the annual fee charged the second time.

[SunriseEarth]

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@Involver wrote:

How many times must it be said?

Closing an account does not immediately reduce your AAoA.

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+1.   It won't have any effect on your AAoA until it fall off your CRs ~10 years after it closes.  

[Anonymous]

I had their secured Mastercard when I first started rebuiltind. I think I put in an original depoist of around $200 and never added another penny. After working with the EO on a few other things I asked them to get rid of the fee on it so I wouldn't have to bother closing it and they did. So my secured card has no fee, forevers.

[Anonymous]

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@Involver wrote:

How many times must it be said?

Closing an account does not immediately reduce your AAoA.

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You're absolutely missing my point. 

THE KEY TO A GREAT FICO SCORE IS NOT ONLY BUILDING GROUPS

BUT ALSO GROWING DEEP, DEEP, DEEP ROOTS WITH THOSE GROUPS.

Like I stated earlier if the OP actually has $3,000 on a secured acct thats something he/she should have been prepped on well before hand. Again, as I stated earlier, if he/she only has a measly 1,2-$300 on the card well I'm gonna leave it right where it is. I'm gonna save well over that during my lifetime in interest wether it be an auto loan or home loan. Any type of loan for that matter.

Also, I too have NO ANNUAL FEE!!!