Easy with the excessive use of bold type and use of the echo chamber to bring your point across Ninja.. It's not the first time at the rodeo for many forum members. That said. Even if the card is closed, it still a part of AAoA for 10 years. Not everyone has succeeded at permanent Af removal and it's a secured card that doesn't graduate. And trust me UWs notice subprime lenders on manual review. Approval is not just your credit score. And cap one is not a relationship bank, there are no roots to plant and little room for growth. You basically need to re apply with three hard pulls to go unsecured .. I'd try for greener pastures then bother trying to get the Af removed permanently, then close the boat anchor.. It did it's job
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@Anonymous wrote:Equal to being the popular kid in HS. The more friends you got the better you reputation NO MATTER WHERE YOU GO.
Quality vs Quantity
You and I both know "quality" has absolutely ZERO IMPACT ON YOUR FICO SCORES. In the end that is exactly what we are all here for. The scores that allow us to progress and grow with our families through the real game called "LIFE".
It has impact on attaining more Credit upon a manual review.
No, no no. I have a $500 Badcock Furniture in my file and it hasn't held up any of my approvals NOT ONCE.
Ask yourself this; If and when your declined for credit for any reason: Is the reason: NOT ENOUGH HIGH LIMIT ACCOUNT EVER STATED?!?! Point blank, NO.
This brings me back to my original statement, THIS GAME IS ALL ABOUT BUILDING GROUPS AND THUS GROWING DEEP, DEEP, DEEP ROOTS WITH THOSE GROUPS.
I understand your theory. I really do, But I find it invalid.
Nixon and OP: It's not a theory, as you know there are companies out there as we speak which you can purchase greatly aged tradelines from (PAYING A SMALL FEE TO BECOME AN AU (DUE TO THE FACT THAT NO PROOF OF REALATIONSHIP IS REQUIRED FOR MOST CREDITORS) ALLOWING SOMETIMES UNLIMITED AU'S ON ACCTS) We all know how beneficial this "practice" can be to the Joe "bag of dohnuts" looking to purchase his first piece of property to settle his family down comfortably. It works out for both parties.
Could you be freindly, supportive, and respectful Ninja? Enough with the bold type and caps and yelling. Banks are not people and most don't care about your relationship with them as long as it's profitable ... Capone is a dead end tl
You can purchase TLs as AUs but many banks disregard AU accounts esp if they do not match the primary accounts residence or mailing address!
Imagines Ficoscoreninja with a fistful of store cards obtained via the shopping card trick trying to get a prime card. But it doesn't matter the quality!!!! Giggle
As a respectful reminder, the thread topic is concerning Cap One CC graduating from secured to unsecured (tl:dr answer: they don't unsecure). Much of the discussion has been circular rehashing of points not pertaining to this topic. Please consider starting a new thread if you would like to discuss other topics.
