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How long does it take Capital One to report?

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WarthogWrangler
Contributor

How long does it take Capital One to report?

I opened a new Capital One card almost two months ago.  First statement was cut on the 8th of this month.  Nothing has shown up on my CR yet.  How long does it normally take them to put the new account on your reports?  I figured it would go on shortly after the first statement at the latest.   I opened a USAA card at the same time and it was reported three days after I opened it.  

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: How long does it take Capital One to report?

USAA is one of the few exceptions to the norm, most lenders will report after first statement, my QS was reported after first statement, but some have reported after the second statement, my guess is yours will report after the 2nd.
Message 2 of 11
WarthogWrangler
Contributor

Re: How long does it take Capital One to report?

Good to know, thank you!

Message 3 of 11
Anonymous
Not applicable

Re: How long does it take Capital One to report?

No problem.
Message 4 of 11
wingennis
Valued Contributor

Re: How long does it take Capital One to report?

May I ask if you've put any charges on your new card?  My QS (now closed) didn't report until the statement after my first charge...

Message 5 of 11
WarthogWrangler
Contributor

Re: How long does it take Capital One to report?

Yes I've been using it heavily and paying in full often.  

Message 6 of 11
Anonymous
Not applicable

Re: How long does it take Capital One to report?

I was wondering this question, too. Mine has generated 2 statments and still hasnt reported. My statement date is the 11th. I hope we can find some answers!
Message 7 of 11
Bees18
Frequent Contributor

Re: How long does it take Capital One to report?

Mine took two statements plus 5 or 6 days, so it should be any day now

Message 8 of 11
Anonymous
Not applicable

Re: How long does it take Capital One to report?

My capital one reported to experian yesterday. But its not on my credit karma account yet. It just updated yesterday, so ill give it til next week to include my new account.
Message 9 of 11
Remedios
Credit Mentor

Re: How long does it take Capital One to report?

For me, it reported after second statement 

 

It's actually not a bad deal. Further they report from the opening, less it stings as you will regain some points when your new card is three months old. In your case, that will be a month after it reports 

 

 

I purposefully open new accounts around 29th or 30th, that way the card is a month old after 2-3 days

Message 10 of 11
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