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How long does it take for balances to be reported to CR?

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guykara
Frequent Contributor

How long does it take for balances to be reported to CR?

Hi,

 

If my credit card statement ends on 8/24, how long will it take before this is reflective on my credit report? As someone that's waiting for a credit boost to make a purchase, every day counts Smiley Very Happy.

 

Thanks!



Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
5/25/2014: EX: 628 | EQ: 635 | TU: 623
Current Scores: EX: 670 | EQ: 663 | TU: 681
Goal Scores: 680 across the board


Take the myFICO Fitness Challenge
Message 1 of 5
4 REPLIES 4
Pway
Valued Contributor

Re: How long does it take for balances to be reported to CR?

It depends on the issuer of the card.  What card are you specifically talking about?  I know with Capital One they report two days after the statement cuts.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 5
guykara
Frequent Contributor

Re: How long does it take for balances to be reported to CR?

Comenity Bank (http://www.comenity.net/comenity/)

 

Thanks!



Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
5/25/2014: EX: 628 | EQ: 635 | TU: 623
Current Scores: EX: 670 | EQ: 663 | TU: 681
Goal Scores: 680 across the board


Take the myFICO Fitness Challenge
Message 3 of 5
Anonymous
Not applicable

Re: How long does it take for balances to be reported to CR?

VS took a month, Overstock a week.  I actually used VS too. Ymmv I don't fully trust comenity reporting speeds.

Message 4 of 5
guykara
Frequent Contributor

Re: How long does it take for balances to be reported to CR?

Sucks Smiley Sad Hopefully they don't take too long!



Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
5/25/2014: EX: 628 | EQ: 635 | TU: 623
Current Scores: EX: 670 | EQ: 663 | TU: 681
Goal Scores: 680 across the board


Take the myFICO Fitness Challenge
Message 5 of 5
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