How long for Cap1 to report to CRAs?

[Anonymous]

Wonder what they'd give me if (or when, tbh..) my dad adds me to his 6x,xxx Freedom Card as an AU.  Going to drawer the AU card cause I have my own Freedom card, but I want the history/UTIL benefits.

He got that high after he combined 3 separate Freedom cards that rolled over from other banks into one, he didn't even know he had the other two accounts until I went to the branch to apply for mine and he asked the banker to take a look at his account.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
I got approved for my Cap1 on Dec 5 and added as an AU to my wife's Cap1 on Dec 8. I assume mine will start reporting after the first statement...? When should the AU account start reporting? I really want the 30k credit line from my wife's card to show up and save my util.

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A 30K CL from Cap1????????????????????????????

Yes, she has a $30k limit on her 3 year old Cap 1 Platinum, don't ask me how she got that high, she does not even know.  At the time she had never had a car loan or mortgage, she has a student loan and was an AU on 4 cards with her mom that had an average of $10k CLs, to boot she was only making $18k a year.  I got my card and it only has a puny $500 limit.  She rubs it in every second she can get, but hey I am excited that I got an unsecured card coming from a low 500 FICO up to a 657.  I think I would have had a higher limit if we had not just put me as an AU on a Citi card that we did a BT for, Util went from 18% to 92%, a few days before I apped.

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Wow, that is something you do not read about here at myFICO everyday, A Cap1 cardholder with a 30K CL, that's awesome.