How long for credit reports to update....?

[Anonymous]

AMEX sent out the update to my credit report on 4/10/12. Is it outrageous to think that my reports should be updated (removal of AU on card with 108% util) already?

I want to apply for a zync NOW!!!!!!!!!!!!

[tcbofade]

LOL!  Not outrageous, but not likely either...

Patience grasshopper...give it 30 days or so.

[Anonymous]

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@tcbofade wrote:

LOL!  Not outrageous, but not likely either...

Patience grasshopper...give it 30 days or so.

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30 days? Yeah I'm not going to make it.......

[tcbofade]

Sign up for Credit Karma, or some other FREE credit monitoring service...run your report daily, and you'll know when it drops off. 

[Anonymous]

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@tcbofade wrote:

Sign up for Credit Karma, or some other FREE credit monitoring service...run your report daily, and you'll know when it drops off. 

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I already log in to Credit Karma everyday, press update and then proceed to cry.

[Anonymous]

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@Anonymous wrote:

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@tcbofade wrote:

Sign up for Credit Karma, or some other FREE credit monitoring service...run your report daily, and you'll know when it drops off. 

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I already log in to Credit Karma everyday, press update and then proceed to cry.

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Who is this person you know with the 108% utilization? That person should be the one crying lol

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@tcbofade wrote:

Sign up for Credit Karma, or some other FREE credit monitoring service...run your report daily, and you'll know when it drops off. 

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I already log in to Credit Karma everyday, press update and then proceed to cry.

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Who is this person you know with the 108% utilization? That person should be the one crying lol

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My Mother lol... I have to find a good card for her to balance transfer to. The balance is 6k btw.

[frogfan12]

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@Anonymous wrote:

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@Anonymous wrote:

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@tcbofade wrote:

Sign up for Credit Karma, or some other FREE credit monitoring service...run your report daily, and you'll know when it drops off. 

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I already log in to Credit Karma everyday, press update and then proceed to cry.

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Who is this person you know with the 108% utilization? That person should be the one crying lol

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LOL. 

[cabronsaim]

EX takes about 3 business days from.the.day your CC sends you the new bill. EQ about 7 & TU about 10. business days. That has been my experience. UNACCEPTABLE, if you.ask.me. All they.do is.report your credit, they.should.at least do it in a timely manner....

[Anonymous]

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@cabronsaim wrote:
EX takes about 3 business days from.the.day your CC sends you the new bill. EQ about 7 & TU about 10. business days. That has been my experience. UNACCEPTABLE, if you.ask.me. All they.do is.report your credit, they.should.at least do it in a timely manner....

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Very unacceptable... From talking to the credit analyst, it almost seems like they mail the information to the credit bureues.

I know it would be a very poor decision, but considering I would be applying for AMEX and the one I am waiting to report is AMEX, do you think I could just apply and they would see it on their end? Or would the computer just see 108% utilization on the report and instantly deny me?